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#31 | |
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $1774734
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Quote:
I'm not trying to tell you how to handle your business, but I don't amortize the loans for more than 3 years on vehicles. I did it one time, and if I hadn't put so much down it would have been really easy to get upside down on it. And at that point it is kind of a vicious cycle, if you try to trade. Newer cars just lose too much value in 5 years. JMO. Some guys set it up longer and pay extra principle. That's fine, I just don't ever get around to it, and the rates are much more favorable (right now) in the 3 year notes, that it wasn't worth it. The other thing is that the interest rates are so low, that on my wifes car (no trade in) I didn't put much down and kept the money. It was going to cost us like $200 to keep our $6,000. My payments are pretty high, but if I've got the cash to use if I need it for the car or something else. |
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#32 |
Scarlett Johansson's boytoy
Join Date: Nov 2006
Casino cash: $9555998
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you just got a new car last year didn't you? or were you still driving the truck?
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#33 |
Champs!
Join Date: Mar 2004
Location: Kansas City
Casino cash: $5678476
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Well, I would have gone for a Challenger (2 door) but the sticking point that I'd like to have is the AWD, and unfortunately, the Challengers don't make AWD.
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#34 | |
Champs!
Join Date: Mar 2004
Location: Kansas City
Casino cash: $5678476
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Quote:
Of course, we can't predict the future, but at least we can try to prepare for it as the best we can.
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#35 |
Champs!
Join Date: Mar 2004
Location: Kansas City
Casino cash: $5678476
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It wasn't new, it was used.
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#36 |
Scarlett Johansson's boytoy
Join Date: Nov 2006
Casino cash: $9555998
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#37 |
Champs!
Join Date: Mar 2004
Location: Kansas City
Casino cash: $5678476
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Yeah, well it was new, but it wasn't what I really wanted, since a person made me "settle" less for what I really wanted, and since it's no longer my problem anymore, I'm not going to settle anymore.
So I'm going to do whatever I damn want, whenever I please, and not a damn thing will stop it. I work hard for the things that I want. ![]()
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#38 | |
Scarlett Johansson's boytoy
Join Date: Nov 2006
Casino cash: $9555998
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Quote:
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