Wow this tv lasted a whole year

[Lzen]

Originally Posted by Hog Farmer

What an idiot ! Debit cards take your money straight from your account. A credit card gives you 30 days to pay for it in full. Personally I've used the 0% credit card offers for over 25 years and NEVER paid a lick of interest. People that pay cash for everything and have to resort to debit cards are for the most part people that have no discipline.

That's great if you can do that and have the discipline to maintain that way of doing things. And I don't think even Dave Ramsey would have a problem with you doing that. You see, despite what many on here may think of him, he is actually pretty smart and handles each person on an individual basis. That being said, many Americans are in a lot of debt. And part of that is because they don't have the discipline to pay off the cc purchases every month.