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Old 03-05-2018, 06:36 PM  
bogey bogey is offline
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Retirement
Do you old folks have a retirement plan in place? How much money will you have saved for your retirement? I'm 60 and it's weighing on my mind. I'm wondering if I'm going to have enough retirement $ saved up.
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Old 03-05-2018, 08:46 PM   #46
Prison Bitch Prison Bitch is offline
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I know this is part of your schtick, but my life would have been shit without my two Sons. I have one in College and another getting ready to join him. It’s going to be so tough when they are both gone. I can’t even bear to think about it.
Having little boys watch Star Wars with me and hearing their wild explanations about what's happening is priceless. Laugh riot. They're a pain at times but worth every bit of it. (Infant years did suck balls)
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Old 03-05-2018, 08:50 PM   #47
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Lmfao. Every time someone in my family dies it costs me money, I am 36. Funerals are not cheap.
Not to sound crass, but if I can get off with the mere cost of a funeral, I'll call it a win. Most likely, I'll have to take several months off work to divest a vast empire of rusty junk cars, commemorative figurines, and infinite boxes of paperwork from the 1970s, none of which is documented or organized in any way. It's a nightmare on the horizon, and I can't even get my parents to write a list. And apparently only suckers have wills. I'll be back in Missouri next summer, and that's my #1 objective.
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Old 03-05-2018, 08:54 PM   #48
Hammock Parties Hammock Parties is offline
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Having little boys watch Star Wars with me and hearing their wild explanations about what's happening is priceless. Laugh riot. They're a pain at times but worth every bit of it. (Infant years did suck balls)
I'll get the same experience with my niece without dropping a quarter mil on her.
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Old 03-05-2018, 08:56 PM   #49
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I'll get the same experience with my niece without dropping a quarter mil on her.
I just come up with my own wild explanations. I find conversations with myself to be quite entertaining.

No, I don't.

Yes. I do.
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Old 03-05-2018, 08:57 PM   #50
RunKC RunKC is offline
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I'll get the same experience with my niece without dropping a quarter mil on her.
Nah. Don’t pay for your kids college. That’s their responsibility.
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Old 03-05-2018, 09:00 PM   #51
Lex Luthor Lex Luthor is offline
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I'll get the same experience with my niece without dropping a quarter mil on her.
To each his own. If you're not 100% sure you want kids, you absolutely shouldn't have kids.

I have 4 kids and I can't imagine what life would be like without them. Have I spent a HELL of a lot of money on them? Yes. You spend your money on the things that are important to you.
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Old 03-05-2018, 09:01 PM   #52
Hammock Parties Hammock Parties is offline
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Nah. Don’t pay for your kids college. That’s their responsibility.
http://money.cnn.com/2017/01/09/pf/c...015/index.html

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A middle-income, married couple with two children is estimated to spend $233,610 to raise a child born in 2015, according to a report released by the Department of Agriculture Monday. And that number only covers costs from birth through age 17 -- so it doesn't include college expenses.

Families can expect to spend between $12,350 and nearly $14,000 a year, on average, to raise a child.
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Old 03-05-2018, 09:09 PM   #53
Prison Bitch Prison Bitch is offline
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I'll get the same experience with my niece without dropping a quarter mil on her.
No you won't.
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Old 03-05-2018, 09:10 PM   #54
Hammock Parties Hammock Parties is offline
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No you won't.
A kid is a kid.
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Old 03-05-2018, 09:11 PM   #55
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Families can expect to spend between $12,350 and nearly $14,000 a year, on average, to raise a child.
twice as much if they are in dance or hockey
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Old 03-05-2018, 09:14 PM   #56
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About half of that is daycare. Fortunately both of our parents are here and retired wanting to spend time with their grandchildren.

Phew
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Old 03-05-2018, 09:15 PM   #57
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There are hidden costs, too.

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Old 03-05-2018, 09:24 PM   #58
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Old 03-05-2018, 09:31 PM   #59
DaneMcCloud DaneMcCloud is offline
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Nah. Don’t pay for your kids college. That’s their responsibility.
Dude, UCLA is $32,800 for tuition, dorm and 19 meals a month, which doesn't include book and activities, in 2018

Should I tell my daughter in 2026, when she'll be a Freshman in college, "Hey, that shit is on all you"?
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Old 03-05-2018, 09:32 PM   #60
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I am 49. Hoping to retire at 56-57 when the kids are out of college. By that time I will have taught Middle School for 35 years. I also hope that I have enough different pots of money that I can live comfortably.
Does your district have a program to retire you early?

My ex was offered a chunk of cash to retire that went into her MO State retirement account and her wallet, Somehow it was divided up as mostly pre taxable income added to her retirement account, made a huge difference in her retirement income. She got a nice gold watch and a fat check too. Plus she was an employee for my company for 20 years and teaching summer classes. So she will be able to draw a SS income and medicare benefits when she turns 65

She was teaching ECD, She maxed the pay scale out every year for 20 years. The retirement benefit alone on her salary was over $20K a year. So when it came down to brass tax, she was costing them well over $100K yr.

Not a bad gig at 52 to retire well as a teacher,with no waiting until she is 65 BS plus the assets we split.
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