Life $125 from Equifax due to their Date Breach Fiasco - Page 5

chinaski · 07-26-2019, 11:02 AM

Here’s how to get $125 from this week’s settlement
https://www.theverge.com/2019/7/25/8...sign-up-how-to

(I just did this and it said I was eligible)

File an online claim today if you were affected by the 2017 data breach.

The US credit reporting agency Equifax settled earlier this week with the Federal Trade Commission over the massive 2017 data breach that exposed hundreds of millions of Americans’ Social Security numbers and other sensitive data. Now, you can finally file a claim to collect on the $700 million settlement, which contains a $380,500,000 consumer restitution fund, as part of the class action lawsuit.

The FTC this morning posted the claim website, where you can both check if you were affected by the company’s breach and fill out the relatively simple form that lets you specify to which claims you feel entitled. Thankfully, it is not operated by Equifax, but by the settlement administrator JND, which handles these types of sprawling class action and corporate bankruptcy cases that may eventually involve millions of people filing claims.

On the website, you can check whether you’ve been affected by the Equifax breach by inputting your last name and the last six digits of your Social Security number.

You’ll get a simple “our records indicate your personal information was impacted by this incident” message if you were indeed affected. From there, you can head back to the main page and file a claim. The claim process is incredibly simple, and you can do so online or you can print the form to fill it out and mail it in. You can also request that JND mail you a form, as well as download a form on behalf of a minor.

he form asks for some simple biographical information, like where you live and when you were born. From there you can request either a $125 check or pre-paid card, or free three-bureau credit monitoring. To claim the money, you need to already have credit monitoring and must have it for another six months after you file the claim.

If you’d rather have the money over the free provided credit monitoring, you can simply sign up for a free service like Credit Karma today, which offers free daily credit monitoring from its partner TransUnion. A number of credit cards, and Intuit’s budget-planning service Mint, also offer some versions of credit monitoring for free. Additionally, there are paid services like Identity Guard and MyFICO that do the same, with a few more robust identity theft protections and other services built in.

The Equifax breach claim process with then ask you whether you’d like restitution for time spent because of the breach, up to $25 per hour for a total of 20 hours. Chances are most affected Americans haven’t spent any time, mostly because a majority of people likely aren’t even aware they were affected.

That said, if you did spend time combating any identity theft issues or dealing with any credit fraud because of the breach, you can file a claim for compensation up to $500. You’ll have to provide a fair amount of documentation for this part, so unless it’s something you legitimately spent a lot of time on and have the records to prove it, you can just click next and move on.

The final step asks whether you’ve actually been a victim of identity fraud or theft because of the breach and suffered financially because of it without any reimbursement. Again, this will require some pretty serious documentation. Following this step, or if you just skip it by clicking next, you can specify check or pre-paid card for your claim and then confirm all your information.

You’ll end up with a claim number you should save to your computer as a PDF. The form asks for your email, but when I just filled it out earlier this morning, I did not receive an email, so it’s best to make sure you have a copy of the page saved offline in the event you’re asked to provide proof of your claim in the future.

As for the deadlines here, you’ll have until January 22nd, 2020 to file a claim, while November 19th, 2019 is the deadline for opting out in the event you’re pursuing your own legal case against Equifax. The final hearing for the case is set for December 19th later this year, when the settlement is expected to be approved. So while you may not see any of this money for quite some time, you do have have quite a few months to ensure you can sign up and tell your friends and family to do the same.

Here is the website:
https://www.equifaxbreachsettlement.com/

BryanBusby · 07-31-2019, 01:01 PM

Quote:

Originally Posted by loochy

Oh wait, disregard my post. I missed the part about the repayments only being capped at $31 million. WTF? Why is there any limit at all?

The answer would be something that would get it all dragged to D.C.

What Equifax did in all of this was incredibly shady, right down to charging people to lock and unlock their credit reports over a breach they ****ing caused.

Quote:

Originally Posted by displacedinMN

This is worth watching.....

https://www.kare11.com/video/news/lo...f-5c3f74bbe98c

Said you could take the 125 or get 10 years of credit monitoring. If more people take the 125....you could get less. My question-Is that 125 tax free?

If so-I would still take the 10 years of free monitoring.

If you have a major credit card, you've got that for free anyhow. It's really a jack off option for almost everyone.

Fish · 07-31-2019, 01:39 PM

The FTC is already admitting that nobody is going to see anything close to $125.

Quote:

5. I thought I could choose $125 instead of free credit monitoring. What happened?
The public response to the settlement has been overwhelming. Millions of people have visited this site in just the first week. Because the total amount available for these alternative payments is $31 million, each person who takes the money option is going to get a very small amount. Nowhere near the $125 they could have gotten if there hadn’t been such an enormous number of claims filed.

The free credit monitoring provides a much better value, and everyone whose information was exposed can take advantage of it. If your information was exposed in the data breach, and you file a valid claim before the deadline, you are guaranteed at least four years of free monitoring at all three credit bureaus (Equifax, Experian, and TransUnion) and $1,000,000 of identity theft insurance, among other benefits. The market value of this product is hundreds of dollars per year.

You can still choose the cash option on the claim form, but you will be disappointed with the amount you receive and you won’t get the free credit monitoring.

https://www.ftc.gov/enforcement/case...ach-settlement

BWillie · 07-31-2019, 01:42 PM

Apparently Capital One got hacked too and my data was compromised there too. I WANT SOME MORE ****ING MONEY JENNIFER GARNER

oldman · 07-31-2019, 02:40 PM

Quote:

Originally Posted by BWillie

Apparently Capital One got hacked too and my data was compromised there too. I WANT SOME ****ING JENNIFER GARNER

FYP.

**Bwana** · 07-31-2019, 03:29 PM

Quote:

Originally Posted by BWillie

Apparently Capital One got hacked too

Yep at least they caught that skank. She stole information on over 100 Million people and the max sentence is only 5 years, seriously what in the ****?

When they stormed Paige Thompson's place to arrest her, they also found her roommate Park Quan, had a large stash of illegal firearms. It seems the roommate had some felony convictions (which means you can't be in possession of any guns) and hauled his sorry ass in too. She looks like a meth head:

http://www.msn.com/en-us/news/crime/...2uU?li=BBnb7Kz

**Baby Lee** · 07-31-2019, 05:52 PM

Quote:

Originally Posted by Bwana

threebag · 07-31-2019, 06:38 PM

Yeah I’m calling that one a dude also

displacedinMN · 07-31-2019, 06:39 PM

I thought Capitol One was a different kind of bank.

Fish · 07-31-2019, 09:29 PM

Quote:

Originally Posted by Bwana

meth head:

http://www.msn.com/en-us/news/crime/...2uU?li=BBnb7Kz

Leave Britney Alone!!!

Garcia Bronco · 07-31-2019, 09:41 PM

I wonder how long this will go on because at some point everybody's information will have been stolen at least once and it probably won't matter.

**007** · 07-31-2019, 09:58 PM

I'm curious if their idea of free credit monitoring is actually referring to Credit Karma.

scho63 · 08-01-2019, 08:41 AM

If this winds up where I get a check for like $7.48, I'm not going to cash it and send them a legal letter telling them I'm suing them for fraud and theft by deception.

I'll want triple damages or $375 to settle......

**Baby Lee** · 08-01-2019, 08:47 AM

Quote:

Originally Posted by scho63

If this winds up where I get a check for like $7.48, I'm not going to cash it and send them a legal letter telling them I'm suing them for fraud and theft by deception.

I'll want triple damages or $375 to settle......

Expect more like a check for $.25

Massive response, versus a previously limited payout pool.

Heard they are preparing communication asking for specific details on credit reporting for those seeking the payout and re-urging the free reporting alternative to be sent soon.

Holladay · 08-01-2019, 11:06 AM

I found this interesting. I qualified. My wife didn't. My 23 yo daughter qualified. My 20 yo son didn't. Uhh?

**Bwana** · 08-01-2019, 11:12 AM

I just saw a report a few minutes ago that because of the number of people filing claims, the $125.00, is now down to $6. Don't spend it all in one place.

07-26-2019, 11:02 AM
chinaski Veteran Join Date: Feb 2015 Location: He/Him Casino cash: $8739922	$125 from Equifax due to their Date Breach Fiasco Here’s how to get $125 from this week’s settlement https://www.theverge.com/2019/7/25/8...sign-up-how-to (I just did this and it said I was eligible) File an online claim today if you were affected by the 2017 data breach. The US credit reporting agency Equifax settled earlier this week with the Federal Trade Commission over the massive 2017 data breach that exposed hundreds of millions of Americans’ Social Security numbers and other sensitive data. Now, you can finally file a claim to collect on the $700 million settlement, which contains a $380,500,000 consumer restitution fund, as part of the class action lawsuit. The FTC this morning posted the claim website, where you can both check if you were affected by the company’s breach and fill out the relatively simple form that lets you specify to which claims you feel entitled. Thankfully, it is not operated by Equifax, but by the settlement administrator JND, which handles these types of sprawling class action and corporate bankruptcy cases that may eventually involve millions of people filing claims. On the website, you can check whether you’ve been affected by the Equifax breach by inputting your last name and the last six digits of your Social Security number. You’ll get a simple “our records indicate your personal information was impacted by this incident” message if you were indeed affected. From there, you can head back to the main page and file a claim. The claim process is incredibly simple, and you can do so online or you can print the form to fill it out and mail it in. You can also request that JND mail you a form, as well as download a form on behalf of a minor. he form asks for some simple biographical information, like where you live and when you were born. From there you can request either a $125 check or pre-paid card, or free three-bureau credit monitoring. To claim the money, you need to already have credit monitoring and must have it for another six months after you file the claim. If you’d rather have the money over the free provided credit monitoring, you can simply sign up for a free service like Credit Karma today, which offers free daily credit monitoring from its partner TransUnion. A number of credit cards, and Intuit’s budget-planning service Mint, also offer some versions of credit monitoring for free. Additionally, there are paid services like Identity Guard and MyFICO that do the same, with a few more robust identity theft protections and other services built in. The Equifax breach claim process with then ask you whether you’d like restitution for time spent because of the breach, up to $25 per hour for a total of 20 hours. Chances are most affected Americans haven’t spent any time, mostly because a majority of people likely aren’t even aware they were affected. That said, if you did spend time combating any identity theft issues or dealing with any credit fraud because of the breach, you can file a claim for compensation up to $500. You’ll have to provide a fair amount of documentation for this part, so unless it’s something you legitimately spent a lot of time on and have the records to prove it, you can just click next and move on. The final step asks whether you’ve actually been a victim of identity fraud or theft because of the breach and suffered financially because of it without any reimbursement. Again, this will require some pretty serious documentation. Following this step, or if you just skip it by clicking next, you can specify check or pre-paid card for your claim and then confirm all your information. You’ll end up with a claim number you should save to your computer as a PDF. The form asks for your email, but when I just filled it out earlier this morning, I did not receive an email, so it’s best to make sure you have a copy of the page saved offline in the event you’re asked to provide proof of your claim in the future. As for the deadlines here, you’ll have until January 22nd, 2020 to file a claim, while November 19th, 2019 is the deadline for opting out in the event you’re pursuing your own legal case against Equifax. The final hearing for the case is set for December 19th later this year, when the settlement is expected to be approved. So while you may not see any of this money for quite some time, you do have have quite a few months to ensure you can sign up and tell your friends and family to do the same. Here is the website: https://www.equifaxbreachsettlement.com/
Posts: 2,226

07-31-2019, 01:42 PM	#63
BWillie El Gato Gordo Loco Join Date: Apr 2006 Location: Earth Casino cash: $1871241	Apparently Capital One got hacked too and my data was compromised there too. I WANT SOME MORE **ING MONEY JENNIFER GARNER __________________ Who wants free money? Use the link below to sign up at Bovada, BetOnline, Black Chip Poker and Ignition. Contact me for private deals, spot bonuses, possible rakeback or any questions! Bovada, Ignition, BetOnline, Black Chip Poker: baldeaglepoker.com Bovada Poker is back! Get up to $500 poker deposit bonus.**
Posts: 46,589

07-31-2019, 06:38 PM	#67
threebag Snacks Are Under My Apron Join Date: Jan 2006 Location: The Edge Casino cash: $2551660	Yeah I’m calling that one a dude also __________________ Free DeBerg HayWire Greatest Almost Mod Ever In big nasty kcnut we trust
Posts: 24,098

07-31-2019, 06:39 PM	#68
displacedinMN It was not a fair catch Join Date: Aug 2012 Location: Correcting papers Casino cash: $2372630	I thought Capitol One was a different kind of bank. __________________ #investigatecarlcheffers
Posts: 36,816

07-31-2019, 09:41 PM	#70
Garcia Bronco No Keys, No Problem Join Date: Sep 2000 Location: Denver Casino cash: $4823136	I wonder how long this will go on because at some point everybody's information will have been stolen at least once and it probably won't matter.
Posts: 31,003

07-31-2019, 09:58 PM	#71
007 Shaken. Not stirred. Join Date: Sep 2002 Location: London Casino cash: $13800126 VARSITY	I'm curious if their idea of free credit monitoring is actually referring to Credit Karma. __________________ My dear girl, there are some things that just aren’t done. Such as, drinking Dom Perignon ’53 above the temperature of 38 degrees Fahrenheit. That’s just as bad as listening to the Beatles without earmuffs.
Posts: 65,560

08-01-2019, 08:41 AM	#72
scho63 Politically Incorrect Join Date: Feb 2009 Location: Scottsdale, AZ Casino cash: $2201110	If this winds up where I get a check for like $7.48, I'm not going to cash it and send them a legal letter telling them I'm suing them for fraud and theft by deception. I'll want triple damages or $375 to settle...... __________________ *"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!"* ~Redd Foxx~ ~~2018 2019 2020 20212022 2023~~ 2024 Adopt a Chief - Clark Hunt and Brett Veach "The men who drafted Patrick Mahomes"
Posts: 51,056

08-01-2019, 11:06 AM	#74
Holladay Veteran Join Date: Sep 2000 Casino cash: $2219480	I found this interesting. I qualified. My wife didn't. My 23 yo daughter qualified. My 20 yo son didn't. Uhh?
Posts: 3,634

08-01-2019, 11:12 AM	#75
Bwana It's Five O'Clock Somewhere Join Date: Aug 2000 Location: Billings, Montana Casino cash: $2138983647	I just saw a report a few minutes ago that because of the number of people filing claims, the $125.00, is now down to $6. Don't spend it all in one place. __________________ Adventure is dangerous....but monotony can kill you.
Posts: 69,830