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03-14-2011, 03:15 PM | #1 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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1 savings and 2 debit accounts one online one brick and mortar, direct deposit goes to brick and mortar I have 1 credit card, if I do not have enough cash in either of the two debits and it's after hours I will use the credit card. I think I used it twice last year and one was for this broke TV BUT IT WAS PAID IN FULL AS SOON AS THE BILL HIT THE MAILBOX. If someone is barely making enough to pay of the credit cards a month, it's very easy to get into the habit of letting this or that slide til next month, when this happens a man may be more likely to take a day off from work here and there and let that slide at the end of the month too... Before long, the man is up to his ass in debt and blaming the banks for the interest rates... Rewards are great as long as you are not going into debt to get them... |
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Posts: 23,164
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03-14-2011, 03:40 PM | #2 | |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $1896899
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Posts: 51,868
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03-14-2011, 03:50 PM | #3 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Quote:
They do not teach these kids anything in school anymore about debt, have them take out student loans of 100k for jobs that pay 30k a year... At one time I was one of those who got up to my ass in credit card debt which eventually eroded the relationship with my first wife. I was very young and stupid.... Never did anything today that I could put off until tomorrow. |
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Posts: 23,164
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