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Old 03-13-2011, 10:51 PM   #1
R8RFAN R8RFAN is offline
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Originally Posted by chopper View Post
Didn't you recently say you had a 6 figure bank account? You are exactly the person who would benefit from using a credit card as often as possible, to get more interest on your money that's just sitting there. I don't think you're a toothless moron, or whatever Dane said, but if you can't distinguish between credit card debt that you intend to pay off in full when the bill comes, and bad debt that can't ever be paid off because of poor judgement/purchasing decisions, maybe I should reconsider.

I wonder how much perkstreet is making off of your required $5,000 dollar daily balance...something tells me it's more than 2%.
Finally, dude, that was spoken about as well as anyone here has ever posted... I can tell you are a really smart guy and I am sure Perkstreet is making money or they would not be in business... but to be completely honest, the reason I do not use credit cards is because I don't have to... I bank a few thousand every month and still do everything I want to do... I don't need to make more money and I just don't borrow money and that's the bottom line... Don't believe in it, hold no grudge against whomever does, it's just not for me...

Will I need to one day? Who knows what life will hold later on.... I hope not though..
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Old 03-13-2011, 10:53 PM   #2
DaneMcCloud DaneMcCloud is offline
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If it hurts to be stupid, I can't imagine the pain and agony that R8ers must endure each and every day.
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Old 03-13-2011, 10:57 PM   #3
Rasputin Rasputin is offline
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Originally Posted by DaneMcCloud View Post
If it hurts to be stupid & ugly, I can't imagine the pain and agony that R8ers must endure each and every day.
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Old 03-13-2011, 11:31 PM   #4
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I just wanted to be part of a pissing contest. Here I am. You all suck. My TV is a Hitachi and it has been working for 5 years. Hahahaha. You all suck still.
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Old 03-13-2011, 11:33 PM   #5
DaneMcCloud DaneMcCloud is offline
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I just wanted to be part of a pissing contest. Here I am. You all suck. My TV is a Hitachi and it has been working for 5 years. Hahahaha. You all suck still.
Just keep in mind that if you didn't pay cash 5 years ago, you were ****ed over by the MAN.
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Old 03-13-2011, 11:36 PM   #6
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Just keep in mind that if you didn't pay cash 5 years ago, you were ****ed over by the MAN.
I paid Circuit City with a credit card which I never paid off so it was even better than paying cash. Free TV.
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Old 03-13-2011, 11:39 PM   #7
DaneMcCloud DaneMcCloud is offline
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I paid Circuit City with a credit card which I never paid off so it was even better than paying cash. Free TV.
you suck. and i have more moneies becuase ron paul told me so because i own a trailer and foru atvs and some big tvs that don't work now but i have more money than you and you are teh stupid cayse credut crads are fir the weak and por and the brock poeple that have no monies and im tired of wlfare people cus theyre broken and stupd and have no moneys lke me and my fmly and our tralr.

raydurrs.
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Old 03-14-2011, 12:51 AM   #8
'Hamas' Jenkins 'Hamas' Jenkins is offline
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You might look up how much the TV is going for used on eBay, both broken and functional. From there, that can sway your decision to sell or buy.
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Old 03-14-2011, 06:40 AM   #9
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by 'Hamas' Jenkins View Post
You might look up how much the TV is going for used on eBay, both broken and functional. From there, that can sway your decision to sell or buy.
Well I have decent news


I bought the TV in May last year so it is under the 1 yr warranty and all repairs will be free but I have to take it to them and pick it up...

Thank God For cash huh or I would still be paying for a broken TV
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Old 03-14-2011, 09:37 AM   #10
mikeyis4dcats. mikeyis4dcats. is offline
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Originally Posted by R8ers View Post
Well I have decent news


I bought the TV in May last year so it is under the 1 yr warranty and all repairs will be free but I have to take it to them and pick it up...

Thank God For cash huh or I would still be paying for a broken TV
do you really not understand that you don't HAVE to carry a balance on a credit card....or are you just a troll?

I have over 90k in credit limit....and I don't carry a balance. But if I ever needed to, it's there. And I get great rewards for using my card.

In fact, I just signed up a month ago for a AA card, got 75k points for buying $1500 in coins from the US Mint, which I then deposited in the bank to pay off the card. That's good for 2 trips anywhere in the US or Mexico.

Then, last night I signed up for a Venture card from Cap One, who will match those 75k points, add 10k of their own which will give me $850 in credit towards my next travel purchase. All for buying $1k in coins from the US Mint.

LOL....amateur.
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Old 03-14-2011, 10:11 AM   #11
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by mikeyis4dcats. View Post
do you really not understand that you don't HAVE to carry a balance on a credit card....or are you just a troll?

I have over 90k in credit limit....and I don't carry a balance. But if I ever needed to, it's there. And I get great rewards for using my card.

In fact, I just signed up a month ago for a AA card, got 75k points for buying $1500 in coins from the US Mint, which I then deposited in the bank to pay off the card. That's good for 2 trips anywhere in the US or Mexico.

Then, last night I signed up for a Venture card from Cap One, who will match those 75k points, add 10k of their own which will give me $850 in credit towards my next travel purchase. All for buying $1k in coins from the US Mint.

LOL....amateur.

Instead of 90k in credit I have 6 digits in CASH,a 401 k with alot more than that and a paid off house.., what the hell do I NEED A CREDIT CARD FOR? To look like I have money ? use cash, you know the shit you are using your credit to get?

I bet 50% of the people on this forum like in real life say they are paying that shit off every month are lying thru their teeth..

I don't "need" anybodys "points" I have never been on a commercial airliner (smaller plane yes) but never on a commercial airliner and since I am almost 45 now, odds are I am not going to any time soon...

Dumbasses and credit is what is wrong with this country now, maybe you manage it like a champ, you are in the minority if you do because there are so many people that are 1 paycheck away from bankruptcy and still using a freaking credit card....

Go buy that 40k SUV on that 35k a year salary, buy that 350k house too while you are at it...

It's your life and it's your money, spend yours like you like, I will spend mine like I like... I prefer to MAKE the money to spend, not Borrow the money to spend....

Just remember though
Run up all that debt then when you die, it comes out of the estate you were suppose to leave to the wife and kids....

All you bulletin board credit tycoons here pull those credit card statements out and mark out the identity shit and show me you carry a 0 balance.....

I don't believe it... Prove me wrong
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Old 03-14-2011, 10:23 AM   #12
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by R8ers View Post
Instead of 90k in credit I have 6 digits in CASH,a 401 k with alot more than that and a paid off house.., what the hell do I NEED A CREDIT CARD FOR? To look like I have money ? use cash, you know the shit you are using your credit to get?

I bet 50% of the people on this forum like in real life say they are paying that shit off every month are lying thru their teeth..

I don't "need" anybodys "points" I have never been on a commercial airliner (smaller plane yes) but never on a commercial airliner and since I am almost 45 now, odds are I am not going to any time soon...

Dumbasses and credit is what is wrong with this country now, maybe you manage it like a champ, you are in the minority if you do because there are so many people that are 1 paycheck away from bankruptcy and still using a freaking credit card....

Go buy that 40k SUV on that 35k a year salary, buy that 350k house too while you are at it...

It's your life and it's your money, spend yours like you like, I will spend mine like I like... I prefer to MAKE the money to spend, not Borrow the money to spend....

Just remember though
Run up all that debt then when you die, it comes out of the estate you were suppose to leave to the wife and kids....

All you bulletin board credit tycoons here pull those credit card statements out and mark out the identity shit and show me you carry a 0 balance.....

I don't believe it... Prove me wrong
Thats right I said it, all you broke dick bastards who claim you carry 0 balance pull the credit card statement out and show me you are not carrying a balance from month to month when you know you are lying thru your teeth....

I despise liars and it's time for the shit to hit the fan
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Old 03-14-2011, 10:27 AM   #13
mikeyis4dcats. mikeyis4dcats. is offline
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Quote:
Originally Posted by R8ers View Post
Instead of 90k in credit I have 6 digits in CASH,a 401 k with alot more than that and a paid off house.., what the hell do I NEED A CREDIT CARD FOR? To look like I have money ? use cash, you know the shit you are using your credit to get?

I bet 50% of the people on this forum like in real life say they are paying that shit off every month are lying thru their teeth..

I don't "need" anybodys "points" I have never been on a commercial airliner (smaller plane yes) but never on a commercial airliner and since I am almost 45 now, odds are I am not going to any time soon...

Dumbasses and credit is what is wrong with this country now, maybe you manage it like a champ, you are in the minority if you do because there are so many people that are 1 paycheck away from bankruptcy and still using a freaking credit card....

Go buy that 40k SUV on that 35k a year salary, buy that 350k house too while you are at it...

It's your life and it's your money, spend yours like you like, I will spend mine like I like... I prefer to MAKE the money to spend, not Borrow the money to spend....

Just remember though
Run up all that debt then when you die, it comes out of the estate you were suppose to leave to the wife and kids....

All you bulletin board credit tycoons here pull those credit card statements out and mark out the identity shit and show me you carry a 0 balance.....

I don't believe it... Prove me wrong




This doesn't include my newest account with a 30k limit I set up last night. It also doesn't include an old BOA account I forgot the login info for.
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Old 03-14-2011, 06:42 AM   #14
Over-Head Over-Head is offline
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No matter what ya get,,,buy it at Walmart with teh extended warranty, they'll take ANYTHING back
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Old 03-14-2011, 07:28 AM   #15
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I have a Samsung that I love. Just to play devil's advocate to the pro-Sammy crowd, though, my parents had a slimline DLP that was nothing but trouble. Had some spotting and discoloration issues while still under warranty. Got it fixed. Then shortly after the warranty period ended it started shutting itself off intermittently. Then more color issues. My parents paid to fix it at least twice. Finally gave up on it, and it wasn't even 2 years old.
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