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04-22-2019, 10:07 PM | #61 |
NFL's #1 Ermines Fan
Join Date: Jul 2001
Location: My house
Casino cash: $2888491
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Always ask if the house is in a lava flow zone. I saw this on a show about buying houses in Hawaii, but it seems like a good idea anywhere.
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04-22-2019, 11:15 PM | #62 |
The Maintenance Guy
Join Date: Sep 2005
Location: Renovated Bugeater Estate
Casino cash: $6232680
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04-23-2019, 07:26 AM | #63 |
Veteran
Join Date: Apr 2007
Location: Colorado
Casino cash: $3020400
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I have the "big 3" home, auto and life insurance. Since when did people get to the point where they need insurance to pay for anything else? I'm my own insurance company when it comes to that. Take the money you'd pay them and pay yourself. If you can't afford to buy a repair/replacement of something don't buy it. Pet health insurance, pleeeeaaaase. My pets are my family but if one of them gets sick/injured to the point of thousands of dollars then it's time to go to sleep, mourn and save another from the pound/adoption center. And trust me, Murphy is my bestest buddy.
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04-23-2019, 08:01 AM | #64 | |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $1471900
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Quote:
Perfect post. The other “insurances” are usually wasted money in most scenarios. |
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04-23-2019, 08:20 AM | #65 |
Regular
Join Date: Aug 2000
Location: Springfield,MO
Casino cash: $9625535
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[QUOTE=luv;14215231]Lending secured. Just have to find a house. With our wants/needs in the price point we're in, they're going like hotcakes. Anyway, super excited, so I just had to share!
/QUOTE] What are you looking for? Price point? Willing to do the sweat equity? Where in SGF?
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04-23-2019, 09:08 PM | #66 |
MVP
Join Date: Aug 2017
Casino cash: $10000400
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1st time as a home buyer is a great time to prove your naive as **** to all the hawks that want your money.
Find your own FSBO and make a deal, call attorney/ title ins co, tell them to make it ready for closing. If you need money call Capitol Federal, if you need 2nd tier financing it's still easy. just more costly. Done
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04-23-2019, 09:34 PM | #67 | |
The Maintenance Guy
Join Date: Sep 2005
Location: Renovated Bugeater Estate
Casino cash: $6232680
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Quote:
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Posts: 70,443
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04-23-2019, 10:27 PM | #68 |
MVP
Join Date: Aug 2017
Casino cash: $10000400
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If it were not for insurance costs, we could all live better lives...
Just the poor paying the rich so they won't become poor. Must have Auto Insurance Homeowners/Renters Insurance Umbrella Policy Health Insurance Long-Term Disability Insurance Term Life Insurance Long-Term Care Insurance Identity Theft Protection depending on/ should have home warranty flood earthquake GAP sickness injury cancer disability (long and short term) total vision Loss of Value Insurance Body Part Insurance (think Tina's legs of Fabio's hair) Change of Heart Clay will be buying this if it ever gets to that point Multiple Birth Insurance Kidnapping and Ransom Insurance Where does the house/ car payment fall in??? Kidnapping and Ransom Insurance In case a group of key employees win the lotto and quit their jobs!!! No hit, it's a thing Maybe are out there to buy How is one to live a good life if the things that can hurt him most are not covered?/ Marriage insurance must be a loser. sex on the third date insurance? not going to happen. partner not faking orgasm coverage??? ya right College acceptance insurance. It's a new thing. Hair follicle retention insurance bolt on/ face lift Internet truth in context coverage
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05-13-2019, 03:55 PM | #69 |
MY LITTLE #15
Join Date: Dec 2004
Location: Springfield, MO
Casino cash: $6009600
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Well, we actually ended up in Clever. It will be a bit of a commute, but it had everything we were looking for. Nothing major came up during the inspection, but there was a small list of repairs we wanted made, and she agreed to do them. Appraisal came back good, so we're all set for closing on June 10th. Super excited!
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05-13-2019, 04:09 PM | #70 | |
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $2341110
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05-13-2019, 04:11 PM | #71 |
Veteran
Join Date: Feb 2015
Location: He/Him
Casino cash: $8739922
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Congratulations on your new home!
Houses are a major pain in the ass, but at least it's yours. |
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05-13-2019, 04:15 PM | #72 | |
MVP
Join Date: Aug 2017
Casino cash: $10000400
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Quote:
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05-13-2019, 07:08 PM | #73 |
NFL's #1 Ermines Fan
Join Date: Jul 2001
Location: My house
Casino cash: $2888491
VARSITY
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It sounds like you're making a Clever move.
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05-13-2019, 07:19 PM | #74 | |
Regular
Join Date: Aug 2000
Location: Springfield,MO
Casino cash: $9625535
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Quote:
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05-13-2019, 07:21 PM | #75 |
Regular
Join Date: Aug 2000
Location: Springfield,MO
Casino cash: $9625535
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People who live there ask that too! (I kid). South of Republic, MO and southwest of Springfield, MO.
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