Retirement Thread

[HemiEd]

Originally Posted by RedRaider56

I'm targeting July 1st to be my retirement date. My wife still has 3 years to go before she can retire with a full teachers pension.
All vehicles and credit cards will be paid off by then, but I still have a number of years left on the house mortgage.

I'm looking forward to doing stuff around the house that I haven't had an opportunity to do. Maybe take up golf again etc. I don't think I'll be bored with all the stuff I will have time to do once I retire.

I can identify with so much of this. July 1st, it will have been a decade of retirement for us.

Like you mentioned, debt free was number one for us, so we have yet to touch our savings even though inflation has cut it's value in half.

I learned after a couple years it had been me creating my own stress in life, and it has not changed.

Like you mentioned, you are doing your own shit and I have a ton of it to do. Car/Boat shop, wood shop, etc. etc.

We enjoy our own company with kids and grandkids visits being the best.

[BigRedChief]

Originally Posted by HemiEd

I can identify with so much of this. July 1st, it will have been a decade of retirement for us.

Like you mentioned, debt free was number one for us, so we have yet to touch our savings even though inflation has cut it's value in half.

I learned after a couple years it had been me creating my own stress in life, and it has not changed.

Like you mentioned, you are doing your own shit and I have a ton of it to do. Car/Boat shop, wood shop, etc. etc.

We enjoy our own company with kids and grandkids visits being the best.

we have no debt but the house. But, it’s worth at least $500K more than we owe. We may sell and have a house mortgage free and then we have no debt.

We have some cash but not the $1million or more I read online is the bar. That seems high for middle class unless you started saving in your 20’s.

[RedRaider56]

Originally Posted by HemiEd

I can identify with so much of this. July 1st, it will have been a decade of retirement for us.

Like you mentioned, debt free was number one for us, so we have yet to touch our savings even though inflation has cut it's value in half.

I learned after a couple years it had been me creating my own stress in life, and it has not changed.

Like you mentioned, you are doing your own shit and I have a ton of it to do. Car/Boat shop, wood shop, etc. etc.

We enjoy our own company with kids and grandkids visits being the best.

Yeah, I’m looking to a stress free environment, at least no work stress. The last two years have been extremely difficult for me, health wise and I think getting rid of the work stress will help tremendously

[TrebMaxx]

Originally Posted by RedRaider56

Yeah, I’m looking to a stress free environment, at least no work stress. The last two years have been extremely difficult for me, health wise and I think getting rid of the work stress will help tremendously

Same boat. 6 months and some change for me.

[HemiEd]

Originally Posted by RedRaider56

Yeah, I’m looking to a stress free environment, at least no work stress. The last two years have been extremely difficult for me, health wise and I think getting rid of the work stress will help tremendously

I get it and wish you the best on that.

Now I stress about stupid shit like weeds in the yard etc.

[Mosbonian]

Originally Posted by RedRaider56

Yeah, I’m looking to a stress free environment, at least no work stress. The last two years have been extremely difficult for me, health wise and I think getting rid of the work stress will help tremendously

Work stress is what was part of what helped me make my decision to retire.

I didn't want them to carry me out of the office toes up and have a stranger show up to my wife's work and tell her that her husband died of a heart attack.

[Mr. Kotter]

Originally Posted by Mosbonian

Work stress is what was part of what helped me make my decision to retire.

I didn't want them to carry me out of the office toes up and have a stranger show up to my wife's work and tell her that her husband died of a heart attack.

Yep, if you can swing it…it’s liberating. Between bureaucratic and political office bullshit, changing leadership and philosophical direction, and constantly changing technology that came with minimal ‘training’—all of which you endure every 7-9 yrs as part of a normal cycle, COVID and toxic cultural issues were the final straw. I do what I want, when I want, how I want and if I want. It’s awesome.

[Mr. Kotter]

Originally Posted by Mosbonian

Work stress is what was part of what helped me make my decision to retire.

I didn't want them to carry me out of the office toes up and have a stranger show up to my wife's work and tell her that her husband died of a heart attack.

Yep, if you can swing… it’s liberating. Between bureaucratic and political office bullshit, changing leadership and philosophical direction, and constantly changing technology that came with minimal ‘training’—all of which you endure every 7-9 yrs as part of a normal cycle, COVID and toxic cultural issues were the final straw. I do what I want, when I want, how I want and if I want. It’s awesome.

[cabletech94]

Hey Mosbo , if you downvote me again for joking about signing Boyd, I’ll have Billay break your retired hip!!

Happy retirement brother, hope I can make it one day!!!

[Mosbonian]

Originally Posted by cabletech94

Hey Mosbo , if you downvote me again for joking about signing Boyd, I’ll have Billay break your retired hip!!

Happy retirement brother, hope I can make it one day!!!

Says the guy who downvoted me because I said the Royals haven't had a major league level team since 2015.

Thanks and I hope you have a happy retirement when that day comes.

[cabletech94]

Originally Posted by Mosbonian

Says the guy who downvoted me because I said the Royals haven't had a major league level team since 2015.

Thanks and I hope you have a happy retirement when that day comes.

lol. My bad!! May have been a sausage-finger moment!! Heh, good catch!!

[Mosbonian]

Originally Posted by cabletech94

lol. My bad!! May have been a sausage-finger moment!! Heh, good catch!!

Yeah...I catch myself doing that also....no harm, no foul.

Plus one time I did it when I was using my new phone and it was still bringing up all the posts....I accidentally negged something I agreed with and felt like a fool.

[BigRedChief]

Originally Posted by cabletech94

Happy retirement brother, hope I can make it one day!!!

I remember being in my early 20’s, looked at my check stub and thought of that Social Security money being taken out. Thought I’d never see that money…. May have to retire soon. Never know where life will take you.

[jdubya]

Originally Posted by BigRedChief

I remember being in my early 20’s, looked at my check stub and thought of that Social Security money being taken out. Thought I’d never see that money…. May have to retire soon. Never know where life will take you.

Speaking of social security, I guess 30 credits is what is needed to receive benefits/medicare. I checked my account and I have 29/30 credits as most of my 20 year career I didnt pay into SS so I received no credits.

[Mr. Kotter]

Originally Posted by jdubya

Speaking of social security, I guess 30 credits is what is needed to receive benefits/medicare. I checked my account and I have 29/30 credits as most of my 20 year career I didnt pay into SS so I received no credits.

Take a job for six months somewhere at Menards or Lowe’s and you’re good?! That or take spousal benefits from your spouse? ��