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Old 02-10-2015, 11:21 AM  
El Jefe El Jefe is offline
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What are you going to do with your tax return money?
Inb4 taxreturnsareforthosewhodontknowhowtoinvest.
inb4Ialwaysendupoweing
inb4youareanidiotifyougetmoneyback

Anyways, for those of us who are getting money back, what are your plans for it? I fortunately am going to be getting almost all the money I spent out of pocket finishing my BBA last year, roughly 2500. I am going to take $500 and put it into my portfolio (small, but growing), take another $500 and put into my rainy day fund. I think I will take $1000 and pay down some bills we have (couple medical bills and pay some towards my wife's school loan). I will probably use $150.00 of the leftover to take my wife to Texas De Brazil (freaking love that place), I also need to replace my windshield in my civic which got cracked this winter, I will probably buy a couple books and a couple DVD's. I also need to buy some points for my 53 Ford Jubilee, and I would like to buy a Fiskars X27 axe, because I have a 40 foot ash tree cut down and sectioned, but not split. Plenty of others things to consider as well.

What about you guys?
Last edited by El Jefe; 02-10-2015 at 11:25 AM.. Reason: I meant 2500 not 250k
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Old 02-10-2015, 11:32 AM   #16
El Jefe El Jefe is offline
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So, ya gettin' 2500k back???? I think putting in $500 here and there is little on the low side. But that's just me.
Yeah, I am getting the education credit. I hear you on the $500 being pretty low, but this year has not been a good one as far as money goes, we had a ton of expenses in home repairs, car repairs, and then we got smashed pretty good on medical bills (about 10k even with good insurance).
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Old 02-10-2015, 11:32 AM   #17
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They require you to spend 2k on giftcards? Holy hell, that's a lot of money.
Yep....which is why we wait until tax time to just take care of it. Last year we purchased a $2000 Home Depot giftcard and then went and got plantation shutters for the front room of our house.

This year we'll probably just get giftcards for Wal-Mart or Target and use them for groceries throughout the year.
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Old 02-10-2015, 11:32 AM   #18
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Probably spread it out on the floor and roll around in it. After that, I'm not sure. I'm leaning toward a high-dividend REIT.
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Old 02-10-2015, 11:33 AM   #19
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Old 02-10-2015, 11:33 AM   #20
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Mine is from paying college tuition for my oldest son. He's only a sophomore this year and my youngest will be going into college next year.
Oh, ok, I gotcha. You pay your kids tuition? Dag gone, I have never heard of anyone doing that. My parents pretty much told me, be sure of what you want to do, because you are taking a loan out on your future. Similar sentiments were given to my wife when she got her BSN.
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Old 02-10-2015, 11:33 AM   #21
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Old 02-10-2015, 11:33 AM   #22
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Originally Posted by Dicky McElephant View Post
Yep....which is why we wait until tax time to just take care of it. Last year we purchased a $2000 Home Depot giftcard and then went and got plantation shutters for the front room of our house.

This year we'll probably just get giftcards for Wal-Mart or Target and use them for groceries throughout the year.
So you get to keep the gift cards and the school gets a kickback from someone?
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Old 02-10-2015, 11:34 AM   #23
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Probably spread it out on the floor and roll around in it. After that, I'm not sure. I'm leaning toward a high-dividend REIT.
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Old 02-10-2015, 11:34 AM   #24
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Oh, ok, I gotcha. You pay your kids tuition? Dag gone, I have never heard of anyone doing that. My parents pretty much told me, be sure of what you want to do, because you are taking a loan out on your future. Similar sentiments were given to my wife when she got her BSN.
Yep....I was told from a young age that if I wanted to go to college....it would be on my dime. I'll be saying the same thing to my daughters (well....as long as they go to an out of state school). In state is covered by the VA.
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Old 02-10-2015, 11:34 AM   #25
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Old 02-10-2015, 11:34 AM   #26
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Old 02-10-2015, 11:35 AM   #27
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Originally Posted by Dicky McElephant View Post
Yep....which is why we wait until tax time to just take care of it. Last year we purchased a $2000 Home Depot giftcard and then went and got plantation shutters for the front room of our house.

This year we'll probably just get giftcards for Wal-Mart or Target and use them for groceries throughout the year.
My wife would be mad jealous about the shutters, she has been eye balling some good shutters, but suck me sideways those things are expensive. That's cool you can afford a private school, where I am, private schools (high school) run about 10-15k a year. That's quite a bit of money to me.
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Old 02-10-2015, 11:36 AM   #28
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Old 02-10-2015, 11:37 AM   #29
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My wife would be mad jealous about the shutters, she has been eye balling some good shutters, but suck me sideways those things are expensive. That's cool you can afford a private school, where I am, private schools (high school) run about 10-15k a year. That's quite a bit of money to me.
It's a private school that covers K-8. She's currently in 2nd grade and it comes out to about $4500k a year. We're ****ed at the end of this year because our twins will be going into kindergarten. If the wife has a good enough job....we'll keep all three in there. If not....it'll be public school time.
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Old 02-10-2015, 11:37 AM   #30
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Yep....I was told from a young age that if I wanted to go to college....it would be on my dime. I'll be saying the same thing to my daughters (well....as long as they go to an out of state school). In state is covered by the VA.
Yep. I will be honest, I think it made me take my education much more seriously and really made me value it more. Of course, I would love not to have the debt, but I will use the same methodology for my children when the time comes.
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