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Old 05-14-2019, 07:55 AM   #1
HemiEd HemiEd is offline
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Originally Posted by luv View Post
Well, we actually ended up in Clever. It will be a bit of a commute, but it had everything we were looking for. Nothing major came up during the inspection, but there was a small list of repairs we wanted made, and she agreed to do them. Appraisal came back good, so we're all set for closing on June 10th. Super excited!
Congratulations! Couple guys in our golf league live in Clever.
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Old 05-14-2019, 01:24 PM   #2
11Chiefs 11Chiefs is offline
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Originally Posted by luv View Post
Well, we actually ended up in Clever. It will be a bit of a commute, but it had everything we were looking for. Nothing major came up during the inspection, but there was a small list of repairs we wanted made, and she agreed to do them. Appraisal came back good, so we're all set for closing on June 10th. Super excited!
Grew up out on ZZ about 2 mile from 14. It's not that bad getting to Spfld. Since I lived out there Spfld has moved that way.
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Old 04-23-2019, 09:08 PM   #3
cooper barrett cooper barrett is offline
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1st time as a home buyer is a great time to prove your naive as **** to all the hawks that want your money.

Find your own FSBO and make a deal, call attorney/ title ins co, tell them to make it ready for closing. If you need money call Capitol Federal, if you need 2nd tier financing it's still easy. just more costly.

Done
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Old 04-23-2019, 10:27 PM   #4
cooper barrett cooper barrett is offline
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If it were not for insurance costs, we could all live better lives...

Just the poor paying the rich so they won't become poor.

Must have

Auto Insurance
Homeowners/Renters Insurance
Umbrella Policy
Health Insurance
Long-Term Disability Insurance
Term Life Insurance
Long-Term Care Insurance
Identity Theft Protection

depending on/ should have
home warranty
flood
earthquake
GAP
sickness
injury
cancer
disability (long and short term) total
vision
Loss of Value Insurance
Body Part Insurance (think Tina's legs of Fabio's hair)
Change of Heart Clay will be buying this if it ever gets to that point
Multiple Birth Insurance
Kidnapping and Ransom Insurance


Where does the house/ car payment fall in???


Kidnapping and Ransom Insurance In case a group of key employees win the lotto and quit their jobs!!! No hit, it's a thing

Maybe are out there to buy
How is one to live a good life if the things that can hurt him most are not covered?/


Marriage insurance must be a loser.
sex on the third date insurance? not going to happen.
partner not faking orgasm coverage??? ya right
College acceptance insurance. It's a new thing.
Hair follicle retention insurance
bolt on/ face lift
Internet truth in context coverage
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Old 05-13-2019, 07:08 PM   #5
Rain Man Rain Man is offline
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VARSITY
It sounds like you're making a Clever move.
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Old 05-13-2019, 08:06 PM   #6
Mike in SW-MO Mike in SW-MO is offline
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Roll by the Wilson's Creek Battlefield. Eady drive & good speed limit. Just try to avoid Republic HS at bell time.
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Old 05-14-2019, 07:08 AM   #7
luv luv is offline
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Quote:
Originally Posted by Mike in SW-MO View Post
Roll by the Wilson's Creek Battlefield. Eady drive & good speed limit. Just try to avoid Republic HS at bell time.
That's the way I'm planning on going. Should be easy peasy this summer, but I was worried about the RHS traffic once school started, as well. I absolutely hate Republic at rush hour, so I'll be avoiding it at all costs. Pretty much the same with Nixa, although I don't think it's quite as bad. I could take Cox Road south all the way to 14 if I needed to. A lot of stop signs that way, though. I'm sure we'll get it figured out and find our groove.
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Old 05-13-2019, 08:39 PM   #8
TribalElder TribalElder is offline
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buying a house is just a 30 year rental agreement where you have to pay to fix all the stuff that goes wrong.

Congratulations
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Old 05-13-2019, 08:43 PM   #9
Tombstone RJ Tombstone RJ is offline
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Originally Posted by TribalElder View Post
buying a house is just a 30 year rental agreement where you have to pay to fix all the stuff that goes wrong.

Congratulations
Yah, but then you eventually sell it and make some $. It's a long term investment, and you need to maintain and even upgrade that investment. It will pay dividends down the road...
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Old 05-13-2019, 09:33 PM   #10
cooper barrett cooper barrett is offline
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A lot of people find out they have to bring money to the table in able to close the sale of their house. Schools, unemployment, downsizing, crime, type of loan, and interest rate raises can all cause a home loan to be a liability for a lot of years.


Quote:
Originally Posted by Tombstone RJ View Post
Yah, but then you eventually sell it and make some $. It's a long term investment, and you need to maintain and even upgrade that investment. It will pay dividends down the road...
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Old 05-13-2019, 09:47 PM   #11
TribalElder TribalElder is offline
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Originally Posted by cooper barrett View Post
A lot of people find out they have to bring money to the table in able to close the sale of their house. Schools, unemployment, downsizing, crime, type of loan, and interest rate raises can all cause a home loan to be a liability for a lot of years.
Last house I bought the deadbeat former owner had borrowed so much money against the house they had to cough up thousands just to sell it and break even
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Old 05-13-2019, 10:05 PM   #12
Mike in SW-MO Mike in SW-MO is offline
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Yah, but then you eventually sell it and make some $. It's a long term investment, and you need to maintain and even upgrade that investment. It will pay dividends down the road...
When dad died, house was long since paid for. Mom sold it, moved to retirement apartment, & had nice chunk of change to go along with retirement savings.

Real property holds value like nothing else. Nobody's making more of it. (Cliche but true)
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Old 05-13-2019, 08:50 PM   #13
LoneWolf LoneWolf is offline
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Originally Posted by TribalElder View Post
buying a house is just a 30 year rental agreement where you have to pay to fix all the stuff that goes wrong.

Congratulations
Dumb.
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Old 05-13-2019, 09:08 PM   #14
cooper barrett cooper barrett is offline
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But in the end your relatives get the house

Quote:
Originally Posted by TribalElder View Post
buying a house is just a 30 year rental agreement where you have to pay to fix all the stuff that goes wrong.

Congratulations
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Old 05-13-2019, 09:16 PM   #15
TribalElder TribalElder is offline
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But in the end your relatives get the house
exactly
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