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06-19-2015, 07:49 PM | Topic Starter |
Keepin it Real
Join Date: Sep 2004
Location: Oklahoma
Casino cash: $47045
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New vehicle vs current vehicle
I'm trying to decide if trying to trade in my truck is worth it. I don't think I'll get the trade in value I need to pay it off. So, this might be a waste anyways.
It's an 09 Chevy Silverado crew cab LS, 81k miles, black, soft cover, 20" factory chrome rims, good tires, but the rear end was demolished by a trash truck in January. I owe $15,000 and the payment is $345. My wife wanted a warranty option on it and it jumped the payment from $285 to $345. I'm really trying to get my payments around $290-300 to save up for a new ride for my wife. My wife and I both have good credit. Is it worth messing with? |
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06-19-2015, 07:52 PM | #2 |
Mod Team
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“We buy things we don't need, with money we don't have, to impress people we don't like.”
“Act your wage.”
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06-19-2015, 08:03 PM | #3 | |
Tossed Salad & Scrambled Eggs
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Quote:
- and perhaps it's a matter of impressing himself and being happy, instead of outsiders.
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06-19-2015, 08:04 PM | #4 | |
Mod Team
Join Date: Sep 2011
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Quote:
But considering he owes more than he'll get on a trade in, that's never a good financial situation to be in.
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06-19-2015, 08:09 PM | #5 | |
Keepin it Real
Join Date: Sep 2004
Location: Oklahoma
Casino cash: $47045
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Quote:
I will say i have had zero issues paying the $350. I'd just like to be able to save more for my wife's car. |
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06-19-2015, 09:45 PM | #6 |
Tossed Salad & Scrambled Eggs
Join Date: Jan 2009
Location: ATX & OPKS
Casino cash: $301996
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Fuknwitchu
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06-20-2015, 03:10 PM | #7 |
Run Chiefs fans, run!!
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Location: Nashville, TN
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06-20-2015, 03:13 PM | #8 |
George Brett shit his pants
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His ideas that you should pay off your smaller debts first, while letting your interest accrue and balloon on much larger loans is really dumb.
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06-20-2015, 09:01 PM | #9 |
Mod Team
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He's actually a ****ing idiot and I don't agree with most of his bullshit. Then again, I'm not in debt and can manage my finances accordingly.
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06-19-2015, 07:59 PM | #10 |
Shit
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I'm assuming it ws fixed?
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06-19-2015, 08:00 PM | #11 |
Shit
Join Date: Jun 2008
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4x4?
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06-19-2015, 08:02 PM | #12 |
Keepin it Real
Join Date: Sep 2004
Location: Oklahoma
Casino cash: $47045
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Yes it was fixed. 4x2. I'm figuring they will offer around $12k.
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06-19-2015, 08:07 PM | #13 |
Supporter
Join Date: Sep 2000
Location: Hollywood, CA
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Lease. Cars aren't an investment.
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06-19-2015, 08:09 PM | #14 |
Mod Team
Join Date: Sep 2011
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For some it makes sense but only if you don't drive much. On many leases you are only allowed 10-15k miles per year. If you plan on keeping the car for a while, leasing never makes sense. If you need a new car every few years for whatever reason, it might make sense.
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06-19-2015, 09:23 PM | #15 |
GBM 8-12-15
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