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03-25-2019, 10:05 AM | #2 |
In Search of a Life
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Tried it.
Doesn't usually yield much success. |
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03-25-2019, 10:07 AM | #3 |
NFL's #1 Ermines Fan
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VARSITY
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I don't know about student loans, but it sounds like you've got some good leverage to negotiate some things with your wife.
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03-25-2019, 10:07 AM | #4 |
The Lurkiest
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Student loans, unlike most other types of debt, are not subject to discharge in bankruptcy. Meaning that lenders have very little reason to agree to take less.
Good luck, but don't hold your breath. Last edited by Yosef_Malkovitch; 03-25-2019 at 10:12 AM.. |
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03-25-2019, 10:08 AM | #5 |
Colorado Chief Fan
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Student Load? I thought this thread was going to be something different...
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03-25-2019, 10:10 AM | #6 |
Veteran
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If you are current on payments and have no delinquency history, I don't think it's all that likely. Through some stupid decisions and a shoulder surgery, I fell behind on some of my loans years ago. I was able to negotiate away interest and collection penalties and pay only principal remaining with a big lump payment, but they weren't writing off any of the actual $$ that was lent. Good luck!
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03-25-2019, 10:10 AM | #7 |
Arrowhead Trail of Tears
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obama phone
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03-25-2019, 10:11 AM | #8 |
Inmem 2.0
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I would hit up the bars around college campuses.
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03-25-2019, 10:11 AM | #9 |
Arrowhead Trail of Tears
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03-25-2019, 10:12 AM | #10 |
MVP
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You'd probably have better luck negotiating for a cheaper wife.
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03-25-2019, 10:13 AM | #11 |
Arrowhead Trail of Tears
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03-25-2019, 10:13 AM | #12 |
Starter
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If they're over 18 go for it, especially if your wife is on board.
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03-25-2019, 10:14 AM | #13 |
MVP
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03-25-2019, 10:17 AM | #14 |
Arrowhead Trail of Tears
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Location: KansasCity
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usually to get a lump sum settlement granted you need to default on the loan for a few months so that the lender becomes desperate to recover any of the money.
Once you miss a few months if they are anything like credit card companies they will settle for less than what is owed |
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03-25-2019, 10:21 AM | #15 |
Hey Loochy, I'm hooome!
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I have a suggestion - vote for Bernie in the next election!
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