Quote:
Originally Posted by DaKCMan AP
Target funds typically charge higher fees/expense ratio and are more conservative than necessary. A 2055 or 2060 target fund likely still has near 30% bonds and fixed income which is too high.
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This is just all false (at least in the case of mine). I'm in SWYMX (target 2050), and it's an 0.08% expense ratio and is currently at 90% stocks.