Quote:
Originally Posted by htismaqe
Aiming for $0 has always been the goal. Unfortunately, as you said, most people don't understand that.
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I buy that to an extent, but I actually do like getting a little back each year (typically around $1,500). Though I'm fine with my savings as well, I like the little boost. My wife and I usually use it for a little vacation or upgrading something around the house.
Is it technically the best financial decision? No. But the best you're going to do with that $1,500 in a savings account is getting about $30 in interest (which is taxable income, so really more like $20-$25) for it over the course of a year. That's less than I'll pay for a decent dinner, so I'm OK with missing out on that to be able to blow some money that was otherwise not in the budget. It's fun.