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Never. Its a scam for anyone responsible enough to take care of their phone (people with kids do not count - those monsters will destroy anything laying around).
At any point in your contract you can add 2 years to get the discount on a new phone, and I dont plan on changing my Sprint unlimited plan if I dont have to. If you keep your phone for 2 years, you've already spent the cost of a new phone for nothing.
I think I've had 4 or 5 phones over the last 10 years, the first one I paid for insurance, never used it. Since then Ive never bought insurance, never needed it.
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Originally Posted by stlchiefs
Why can't more people be like sedated?
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