Quote:
Originally Posted by TwistedChief
Keep it simple: invest in low cost index funds. Something like 80pct equities/20pct bonds. Slowly decay that ratio such that in 25yrs you're 50/50 and then look to be 20/80 at retirement.
Don't spend time reading this megathread looking for great alpha investing opportunities.
|
Target date index fun if they have one would be my suggestion too.
However, my work 401k didn’t get any index funds until 2 years ago.
His bigger decision will be how much he can/should put in a year if he’s really got no other investments and is mid to late 30’s. He’s gonna have to makeup some ground there and should think about maxing if able but that student loan debt is basically a second mortgage payment.