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-   -   Money Legal Help - Scam or Legit? (https://www.chiefsplanet.com/BB/showthread.php?t=318392)

Molitoth 10-23-2018 01:00 PM

Legal Help - Scam or Legit?
 
So a few months back, I was stupid --- needed a quick weight loss and ordered some "magic pills" online. Typically I research anything very thoroughly, but this instance decided just to hit the buy button. (I know, I know, anything I put into my body should be very well researched). I admit I was dumber than shit.

That said, the one time purchase I thought I was making turned out to be some type of bullshit subscription (deep down in ton of text in a hidden document on their website). As soon as I saw the occurrence on my credit card bill, I called the company... canceled the reoccurring "service" and then called my CC company whom issued a refund on the scam. I then canceled my entire credit card because this company was fishy as ****.

For instance: I called them and talked to "Joe" to get a refund that they said they couldn't do. Then I call right back and talk to the same guy, but this time he changed his name to "Tom". When I asked for a name, and a case #, he had to think a minute and then just started feeding me bullshit Numbers and Letters that didn't make any sense for a case #.

Now they are sending me statements below and I'm wondering if there is anything they can actually do to me, or WILL do to me considering we are disputing over a $79 charge.

Are they trying to bullshit me into paying them back $79?
---------------

The Chargeback you've filed with your Bank/CC company was sent to XXX for a response. Please review XXX response options they are prepared to exercise. After reviewing your case; XXX has all the necessary evidence and documentation to validate your dispute.

The refund (Provisional Credit) you've received back to your account is temporary and may be reversed to the Merchant which may incur additional financial penalties and affect your credit if the financial liability resolves with your bank. There is still time to resolve your dispute and avoid an Arbitration and any further actions available to XXX.

*Direct Resolution: Cardholders may contact the Chargeback Resolution center to resolve the dispute directly on behalf of the XXX. Your dispute(s) may be resolved immediately by contacting XXX-XXX-XXXX.


Main Reasons for Chargebacks
Primary reasons Cardholders initiate chargebacks:
 they are dissatisfied with merchandise or a service
 they never received the merchandise or service
 the return/exchange policies weren’t clearly visible
 they never authorized the charge (or can’t remember)
 a duplicate charge or a recurring charge doesn’t stop
 currency conversion rates are unexpected

Chargeback Flow
1) A Visa/MC Cardholder contacts the Issuer Bank when they question or dispute a charge to their card.
2) The Issuer Bank credits the Cardholder for the charge while the issue is being investigated, then
initiates the chargeback process by submitting a request to the appropriate Card Association (V,
MC).
3) Per Visa/MC rules, Merchant’s Acquirer issues credit to the Issuer Bank from the Merchant’s account.
4) The Merchant provides proof that the original charge was valid and/or that credit was already
issued. The response back to the Issuer Bank with proof is referred to as Representment or 2nd
Presentment.
5) If the charge is proved valid, the money moves back to the Merchant’s account and the Issuer
Bank charges the Cardholder.

Molitoth 10-23-2018 01:04 PM

This may need moved to DC, not sure.

TambaBerry 10-23-2018 01:04 PM

LOL

tooge 10-23-2018 01:07 PM

Find out the address of the office they answer phones at. Certainly that can be done. Call them again. Tell them you have the office address and you are on your way over there to **** them all up if they don't square things up with you. I mean, they are a bunch of skinny, phone answering bitchy little guys right.

Choke them out!

wazu 10-23-2018 01:09 PM

How much weight have you lost?

ptlyon 10-23-2018 01:09 PM

What's in the box? What's in the box?

ptlyon 10-23-2018 01:10 PM

Quote:

Originally Posted by wazu (Post 13839012)
How much weight have you lost?

After this, probably a lot.

Molitoth 10-23-2018 01:11 PM

Quote:

Originally Posted by wazu (Post 13839012)
How much weight have you lost?

Seriously? Dropped 7lbs in a week and threw the rest away.
They made me feel horrible.

Basically just removed my appetite altogether.
Probably should have just purchased some meth. :D:D:D

Molitoth 10-23-2018 01:11 PM

Quote:

Originally Posted by tooge (Post 13839005)
Find out the address of the office they answer phones at. Certainly that can be done. Call them again. Tell them you have the office address and you are on your way over there to **** them all up if they don't square things up with you. I mean, they are a bunch of skinny, phone answering bitchy little guys right.

Choke them out!

Thought about it! Those ****ing assholes!

Dayze 10-23-2018 01:12 PM

you bought a case of Fight Milk...didn't you?
https://tradeposttees.com/wp-content...ght-Milk-1.png

WhawhaWhat 10-23-2018 01:16 PM

Quote:

Originally Posted by wazu (Post 13839012)
How much weight have you lost?

$79 = 60.82 Pounds

DenverChief 10-23-2018 01:18 PM

Always use Amex - their dispute process is so heavily favored towards the customer that any "retailer" that doesn't have a airtight case will just drop it.

Dartgod 10-23-2018 01:18 PM

I think you're going to regret posting this thread more than you did buying the diet pills in the first place.

Molitoth 10-23-2018 01:19 PM

The company I purchased from did a nice job at false advertising.

It seems they built a bunch of other review websites and got them all up into the first page of Google results. So when I did a quick review, of course google displays stellar reviews all over... in the end it was all just fabricated.

ptlyon 10-23-2018 01:20 PM

They really weren't diet pills, were they


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