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Prison Bitch 03-05-2018 08:46 PM

Quote:

Originally Posted by ChiTown (Post 13452099)
I know this is part of your schtick, but my life would have been shit without my two Sons. I have one in College and another getting ready to join him. It’s going to be so tough when they are both gone. I can’t even bear to think about it. :deevee:

Having little boys watch Star Wars with me and hearing their wild explanations about what's happening is priceless. Laugh riot. They're a pain at times but worth every bit of it. (Infant years did suck balls)

Rain Man 03-05-2018 08:50 PM

Quote:

Originally Posted by Hamwallet (Post 13452219)
Lmfao. Every time someone in my family dies it costs me money, I am 36. Funerals are not cheap.

Not to sound crass, but if I can get off with the mere cost of a funeral, I'll call it a win. Most likely, I'll have to take several months off work to divest a vast empire of rusty junk cars, commemorative figurines, and infinite boxes of paperwork from the 1970s, none of which is documented or organized in any way. It's a nightmare on the horizon, and I can't even get my parents to write a list. And apparently only suckers have wills. I'll be back in Missouri next summer, and that's my #1 objective.

Hammock Parties 03-05-2018 08:54 PM

Quote:

Originally Posted by Prison Bitch (Post 13452241)
Having little boys watch Star Wars with me and hearing their wild explanations about what's happening is priceless. Laugh riot. They're a pain at times but worth every bit of it. (Infant years did suck balls)

I'll get the same experience with my niece without dropping a quarter mil on her.

Rain Man 03-05-2018 08:56 PM

Quote:

Originally Posted by Hammock Parties (Post 13452249)
I'll get the same experience with my niece without dropping a quarter mil on her.

I just come up with my own wild explanations. I find conversations with myself to be quite entertaining.

No, I don't.

Yes. I do.

RunKC 03-05-2018 08:57 PM

Quote:

Originally Posted by Hammock Parties (Post 13452249)
I'll get the same experience with my niece without dropping a quarter mil on her.

Nah. Don’t pay for your kids college. That’s their responsibility.

Lex Luthor 03-05-2018 09:00 PM

Quote:

Originally Posted by Hammock Parties (Post 13452249)
I'll get the same experience with my niece without dropping a quarter mil on her.

To each his own. If you're not 100% sure you want kids, you absolutely shouldn't have kids.

I have 4 kids and I can't imagine what life would be like without them. Have I spent a HELL of a lot of money on them? Yes. You spend your money on the things that are important to you.

Hammock Parties 03-05-2018 09:01 PM

Quote:

Originally Posted by RunKC (Post 13452256)
Nah. Don’t pay for your kids college. That’s their responsibility.

http://money.cnn.com/2017/01/09/pf/c...015/index.html

Quote:

A middle-income, married couple with two children is estimated to spend $233,610 to raise a child born in 2015, according to a report released by the Department of Agriculture Monday. And that number only covers costs from birth through age 17 -- so it doesn't include college expenses.

Families can expect to spend between $12,350 and nearly $14,000 a year, on average, to raise a child.

Prison Bitch 03-05-2018 09:09 PM

Quote:

Originally Posted by Hammock Parties (Post 13452249)
I'll get the same experience with my niece without dropping a quarter mil on her.

No you won't.

Hammock Parties 03-05-2018 09:10 PM

Quote:

Originally Posted by Prison Bitch (Post 13452269)
No you won't.

A kid is a kid.

displacedinMN 03-05-2018 09:11 PM

Quote:

Originally Posted by Hammock Parties (Post 13452262)

Quote:

Families can expect to spend between $12,350 and nearly $14,000 a year, on average, to raise a child.
twice as much if they are in dance or hockey

RunKC 03-05-2018 09:14 PM

Quote:

Originally Posted by Hammock Parties (Post 13452262)

About half of that is daycare. Fortunately both of our parents are here and retired wanting to spend time with their grandchildren.

Phew

Hammock Parties 03-05-2018 09:15 PM

There are hidden costs, too.

You're never getting that vagina back to the way it was before.

Simply Red 03-05-2018 09:24 PM

hi

DaneMcCloud 03-05-2018 09:31 PM

Quote:

Originally Posted by RunKC (Post 13452256)
Nah. Don’t pay for your kids college. That’s their responsibility.

Dude, UCLA is $32,800 for tuition, dorm and 19 meals a month, which doesn't include book and activities, in 2018

Should I tell my daughter in 2026, when she'll be a Freshman in college, "Hey, that shit is on all you"?

cooper barrett 03-05-2018 09:32 PM

Quote:

Originally Posted by displacedinMN (Post 13452220)
I am 49. Hoping to retire at 56-57 when the kids are out of college. By that time I will have taught Middle School for 35 years. I also hope that I have enough different pots of money that I can live comfortably.

Does your district have a program to retire you early?

My ex was offered a chunk of cash to retire that went into her MO State retirement account and her wallet, Somehow it was divided up as mostly pre taxable income added to her retirement account, made a huge difference in her retirement income. She got a nice gold watch and a fat check too. Plus she was an employee for my company for 20 years and teaching summer classes. So she will be able to draw a SS income and medicare benefits when she turns 65

She was teaching ECD, She maxed the pay scale out every year for 20 years. The retirement benefit alone on her salary was over $20K a year. So when it came down to brass tax, she was costing them well over $100K yr.

Not a bad gig at 52 to retire well as a teacher,with no waiting until she is 65 BS plus the assets we split.:shake::shake:


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