$125 from Equifax due to their Date Breach Fiasco
 

Here’s how to get $125 from this week’s settlement
https://www.theverge.com/2019/7/25/8...sign-up-how-to

(I just did this and it said I was eligible)

File an online claim today if you were affected by the 2017 data breach.

The US credit reporting agency Equifax settled earlier this week with the Federal Trade Commission over the massive 2017 data breach that exposed hundreds of millions of Americans’ Social Security numbers and other sensitive data. Now, you can finally file a claim to collect on the $700 million settlement, which contains a $380,500,000 consumer restitution fund, as part of the class action lawsuit.

The FTC this morning posted the claim website, where you can both check if you were affected by the company’s breach and fill out the relatively simple form that lets you specify to which claims you feel entitled. Thankfully, it is not operated by Equifax, but by the settlement administrator JND, which handles these types of sprawling class action and corporate bankruptcy cases that may eventually involve millions of people filing claims.

On the website, you can check whether you’ve been affected by the Equifax breach by inputting your last name and the last six digits of your Social Security number.

You’ll get a simple “our records indicate your personal information was impacted by this incident” message if you were indeed affected. From there, you can head back to the main page and file a claim. The claim process is incredibly simple, and you can do so online or you can print the form to fill it out and mail it in. You can also request that JND mail you a form, as well as download a form on behalf of a minor.

he form asks for some simple biographical information, like where you live and when you were born. From there you can request either a $125 check or pre-paid card, or free three-bureau credit monitoring. To claim the money, you need to already have credit monitoring and must have it for another six months after you file the claim.

If you’d rather have the money over the free provided credit monitoring, you can simply sign up for a free service like Credit Karma today, which offers free daily credit monitoring from its partner TransUnion. A number of credit cards, and Intuit’s budget-planning service Mint, also offer some versions of credit monitoring for free. Additionally, there are paid services like Identity Guard and MyFICO that do the same, with a few more robust identity theft protections and other services built in.

The Equifax breach claim process with then ask you whether you’d like restitution for time spent because of the breach, up to $25 per hour for a total of 20 hours. Chances are most affected Americans haven’t spent any time, mostly because a majority of people likely aren’t even aware they were affected.

That said, if you did spend time combating any identity theft issues or dealing with any credit fraud because of the breach, you can file a claim for compensation up to $500. You’ll have to provide a fair amount of documentation for this part, so unless it’s something you legitimately spent a lot of time on and have the records to prove it, you can just click next and move on.

The final step asks whether you’ve actually been a victim of identity fraud or theft because of the breach and suffered financially because of it without any reimbursement. Again, this will require some pretty serious documentation. Following this step, or if you just skip it by clicking next, you can specify check or pre-paid card for your claim and then confirm all your information.

You’ll end up with a claim number you should save to your computer as a PDF. The form asks for your email, but when I just filled it out earlier this morning, I did not receive an email, so it’s best to make sure you have a copy of the page saved offline in the event you’re asked to provide proof of your claim in the future.

As for the deadlines here, you’ll have until January 22nd, 2020 to file a claim, while November 19th, 2019 is the deadline for opting out in the event you’re pursuing your own legal case against Equifax. The final hearing for the case is set for December 19th later this year, when the settlement is expected to be approved. So while you may not see any of this money for quite some time, you do have have quite a few months to ensure you can sign up and tell your friends and family to do the same.

Here is the website:
https://www.equifaxbreachsettlement.com/

Heard about it on the news the other day, checked, and sure enough my data was stolen. The process is simple to make your claim. Takes about 5 minutes tops.

Done. Thanks for this

You can find out at the link, but I have no desire to sign up for a credit monitoring service.

Then take the $125.

Neither me or my wife is eligible, which I suppose is a good thing.

Just checked my info, they are sending me a check

Looks like they got mine too. Claim filed.

So did they breach your date or cause your date to breach on you....

It doesn’t sound like you have a choice.

“If you’d rather have the money over the free provided credit monitoring, you can simply sign up for a free service like Credit Karma today, which offers free daily credit monitoring from its partner TransUnion.”

Is this for real? Any jackass could have bought this domain. Why isn't this hosted from something like settlement.equifax.com or equifax.com/settlment.html?

Done, thanks. I had actually spent time getting set up their TrustedId program and also time emailing their support dept, so I included time for that.

That's how settlement websites are done. There's probably a law against the company hosting its own settlement site.

It seems that it just wants to confirm that you'll use some sort of credit monitoring to cover your ass. They likely don't give a rats ass if you're monitoring your credit or not.

I was able to complete the application request for the $$, it doesn't ask you at all about your credit monitoring agency, or request that you sign up for one.

They're likely just covering their ass based off their settlement. Idk, but you certainly have the choice.

The whois is hidden too but I see the FTC links to it so I guess I'll try. 6 Digits of your social pretty much gives away the whole thing so it made me hesitant when it prompted for that much.

How much time do you claim or do you just skip that

You'll need to prove how much time you spent dealing with the breach. Considering i havent been affected by it and have spent zero time trying to fix my zero issues, i skipped it.

Reading the FAQ, I think I might be better off taking the multiple years of credit monitoring?

The pool for the $125 is only 31 million bucks. Given they leaked basically everyones info and this is going to be everywhere and on every news show I imagine I'd end up with $6.24 once it's diluted

Actually, if you claim below 10 hours, you don't have to provide documentation...just a basic list of the time you spent.

Was eligible and supposedly have a check being sent.

Thank you Chinaski!

The wife and I both getting a check. Going toward my Jamaica trip next year.

The assholes got off light at 31m.

Thanks and rep to you

Wife and I both getting a check.

Yep, most likely. But hey, free money is free money. (And I don't really know what paid credit monitoring can do these days that Credit Karma doesn't do for free.)

If you have any minor children, put them in as well. You never know

Yep. It got everyone in my family except my daughter. She'll be mad LMAO

I don't like the idea of putting my last 6 digits of SSN.

**** yes

free money

I submitted the claim, but have no idea if I will get a check or not. It didn't say if I was effected or not?

Where did you have to do that? I submitted my claim with out doing that.

You don't have to do it before filing a claim, but you can check here:

https://eligibility.equifaxbreachset...en/eligibility

(The link is toward the bottom of the front page linked at the bottom of the article.)

Looks like I may be getting a $125 check. My wife was not affected.

Well, they already have the first 3, too.

And all 9 are probably already on the dark interwebs anyway...


Do you feel better about it now? :D

Shit chyea, gimme that sweet, sweet $250.

You guys expecting a full $125 out of this may be disappointed...

Whyyyyy

lets hear some lawyer talk

Yeah I got to the whole "detail time you spent rectifying the breech" part and decided taking 'free' credit monitoring was the better use of my time.

It's not lawyer talk, it's just math. Class action lawsuits always have a big number that they can theoretically pay to a person, but they have a cap on how much the total payout will be. So if a bunch of people file a claim, they have to reduce the payouts accordingly. I think the most I've ever gotten from one of these in the past is $30ish. It's still free money, so by all means file a claim, but don't start counting on getting $125.

In this case, the math has already been spelled out in this thread:

And here's the specific language from their FAQ about it:

I'm expecting 6 bucks

I got a letter in the mail over a month ago on this. Any money left of that 33 million class action payout was claimed in the first week.

I'm pretty sure I got a $3 check from one of these a while back. ROFL

Yeah, it impacted 150 million people, but $31 million/$125 comes out to 248,000 people. LMAO

You you would have to think at least 20% of the people will file a claim, if not more.

Although I was involved in a class action law suit with Deffenbaugh and I thought I Would get much less and many more people would file claims. I was pleasantly surprised with the amount I received.

It appears its much more than $31m... at least $650m according to NYT

https://www.nytimes.com/2019/07/22/b...ettlement.html

That's the full amount of the settlement. The amount for credit monitoring is only $31m, which is what everyone is claiming here.

Wasn't impacted, but thanks for the heads up.

Just received my check!

$121.38

That's...not how this works. It'll be months or even years before checks get sent out.

It’s been broadcast all over the news. Out of the 150 million affected it’s going to 470 million filing the claim. Hello 6¢/per...

Months yes, years NO.

I've been part of about 3-4 claims for class action suits and the longest I waited was about 4 months.

The mechanics are usually all in place to execute once the last day to file begins.

Unless someone makes an egregious claim, they just pay to end it and make it go away.

Wife and I were both on the list. I think how much you get varies on how many hours you said that you spent on the claim.

FYI Credit Karma has free credit monitoring

We're sorry everybody:

https://i.imgur.com/joSz6Aw.jpg

LMAO. Literally not worth the paper it's printed on. I thought my check for. 02 was funny.

hard pass

FTC telling people to choose the credit monitoring cuz there isn't enough money to payout to people based on "the overwhelming response". Seriously? They're the ones who created the fines. Did they think no one would claim it? 31 million was never going to cover damages

Then the MFers that are lax with our data better get their shit toegether.

Why would they? The penalty for this shit is laughable, really.

Oh wait, disregard my post. I missed the part about the repayments only being capped at $31 million. WTF? Why is there any limit at all?

This is worth watching.....

https://www.kare11.com/video/news/lo...f-5c3f74bbe98c

Said you could take the 125 or get 10 years of credit monitoring. If more people take the 125....you could get less. My question-Is that 125 tax free?

If so-I would still take the 10 years of free monitoring.

The answer would be something that would get it all dragged to D.C.

What Equifax did in all of this was incredibly shady, right down to charging people to lock and unlock their credit reports over a breach they ****ing caused.

If you have a major credit card, you've got that for free anyhow. It's really a jack off option for almost everyone.

The FTC is already admitting that nobody is going to see anything close to $125.

Apparently Capital One got hacked too and my data was compromised there too. I WANT SOME MORE ****ING MONEY JENNIFER GARNER

FYP.

Yep at least they caught that skank. She stole information on over 100 Million people and the max sentence is only 5 years, seriously what in the ****?

When they stormed Paige Thompson's place to arrest her, they also found her roommate Park Quan, had a large stash of illegal firearms. It seems the roommate had some felony convictions (which means you can't be in possession of any guns) and hauled his sorry ass in too. She looks like a meth head:

https://static01.nyt.com/images/2019...isable=upscale

http://www.msn.com/en-us/news/crime/...2uU?li=BBnb7Kz

Yeah I’m calling that one a dude also

I thought Capitol One was a different kind of bank.

Leave Britney Alone!!!

I wonder how long this will go on because at some point everybody's information will have been stolen at least once and it probably won't matter.

I'm curious if their idea of free credit monitoring is actually referring to Credit Karma.

If this winds up where I get a check for like $7.48, I'm not going to cash it and send them a legal letter telling them I'm suing them for fraud and theft by deception.

I'll want triple damages or $375 to settle......

https://i2.kym-cdn.com/photos/images...14/364/ec7.gif

Expect more like a check for $.25

Massive response, versus a previously limited payout pool.

Heard they are preparing communication asking for specific details on credit reporting for those seeking the payout and re-urging the free reporting alternative to be sent soon.

I found this interesting. I qualified. My wife didn't. My 23 yo daughter qualified. My 20 yo son didn't. Uhh?

I just saw a report a few minutes ago that because of the number of people filing claims, the $125.00, is now down to $6. Don't spend it all in one place.

Data mining, Equifax will make all that money back easily.

Of course. I'm sure some politicians and lawyers got paid though.

Welcome to America

If this is true or goes even lower, I will definitely start a NEW class action for fraud on top of fraud. What bullshit. :#

So now the rules for the $125 (which was never going to be $125) have changed. More hoops.

Or the free monitoring.

Gotta jump the extra hoops before October 15th, fyi.

I gave up. Too much work.

They'll probably get sued for that, too lol