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-   -   Money Legal Help - Scam or Legit? (https://www.chiefsplanet.com/BB/showthread.php?t=318392)

Molitoth 10-23-2018 01:00 PM

Legal Help - Scam or Legit?
 
So a few months back, I was stupid --- needed a quick weight loss and ordered some "magic pills" online. Typically I research anything very thoroughly, but this instance decided just to hit the buy button. (I know, I know, anything I put into my body should be very well researched). I admit I was dumber than shit.

That said, the one time purchase I thought I was making turned out to be some type of bullshit subscription (deep down in ton of text in a hidden document on their website). As soon as I saw the occurrence on my credit card bill, I called the company... canceled the reoccurring "service" and then called my CC company whom issued a refund on the scam. I then canceled my entire credit card because this company was fishy as ****.

For instance: I called them and talked to "Joe" to get a refund that they said they couldn't do. Then I call right back and talk to the same guy, but this time he changed his name to "Tom". When I asked for a name, and a case #, he had to think a minute and then just started feeding me bullshit Numbers and Letters that didn't make any sense for a case #.

Now they are sending me statements below and I'm wondering if there is anything they can actually do to me, or WILL do to me considering we are disputing over a $79 charge.

Are they trying to bullshit me into paying them back $79?
---------------

The Chargeback you've filed with your Bank/CC company was sent to XXX for a response. Please review XXX response options they are prepared to exercise. After reviewing your case; XXX has all the necessary evidence and documentation to validate your dispute.

The refund (Provisional Credit) you've received back to your account is temporary and may be reversed to the Merchant which may incur additional financial penalties and affect your credit if the financial liability resolves with your bank. There is still time to resolve your dispute and avoid an Arbitration and any further actions available to XXX.

*Direct Resolution: Cardholders may contact the Chargeback Resolution center to resolve the dispute directly on behalf of the XXX. Your dispute(s) may be resolved immediately by contacting XXX-XXX-XXXX.


Main Reasons for Chargebacks
Primary reasons Cardholders initiate chargebacks:
 they are dissatisfied with merchandise or a service
 they never received the merchandise or service
 the return/exchange policies weren’t clearly visible
 they never authorized the charge (or can’t remember)
 a duplicate charge or a recurring charge doesn’t stop
 currency conversion rates are unexpected

Chargeback Flow
1) A Visa/MC Cardholder contacts the Issuer Bank when they question or dispute a charge to their card.
2) The Issuer Bank credits the Cardholder for the charge while the issue is being investigated, then
initiates the chargeback process by submitting a request to the appropriate Card Association (V,
MC).
3) Per Visa/MC rules, Merchant’s Acquirer issues credit to the Issuer Bank from the Merchant’s account.
4) The Merchant provides proof that the original charge was valid and/or that credit was already
issued. The response back to the Issuer Bank with proof is referred to as Representment or 2nd
Presentment.
5) If the charge is proved valid, the money moves back to the Merchant’s account and the Issuer
Bank charges the Cardholder.

Molitoth 10-23-2018 01:04 PM

This may need moved to DC, not sure.

TambaBerry 10-23-2018 01:04 PM

LOL

tooge 10-23-2018 01:07 PM

Find out the address of the office they answer phones at. Certainly that can be done. Call them again. Tell them you have the office address and you are on your way over there to **** them all up if they don't square things up with you. I mean, they are a bunch of skinny, phone answering bitchy little guys right.

Choke them out!

wazu 10-23-2018 01:09 PM

How much weight have you lost?

ptlyon 10-23-2018 01:09 PM

What's in the box? What's in the box?

ptlyon 10-23-2018 01:10 PM

Quote:

Originally Posted by wazu (Post 13839012)
How much weight have you lost?

After this, probably a lot.

Molitoth 10-23-2018 01:11 PM

Quote:

Originally Posted by wazu (Post 13839012)
How much weight have you lost?

Seriously? Dropped 7lbs in a week and threw the rest away.
They made me feel horrible.

Basically just removed my appetite altogether.
Probably should have just purchased some meth. :D:D:D

Molitoth 10-23-2018 01:11 PM

Quote:

Originally Posted by tooge (Post 13839005)
Find out the address of the office they answer phones at. Certainly that can be done. Call them again. Tell them you have the office address and you are on your way over there to **** them all up if they don't square things up with you. I mean, they are a bunch of skinny, phone answering bitchy little guys right.

Choke them out!

Thought about it! Those ****ing assholes!

Dayze 10-23-2018 01:12 PM

you bought a case of Fight Milk...didn't you?
https://tradeposttees.com/wp-content...ght-Milk-1.png

WhawhaWhat 10-23-2018 01:16 PM

Quote:

Originally Posted by wazu (Post 13839012)
How much weight have you lost?

$79 = 60.82 Pounds

DenverChief 10-23-2018 01:18 PM

Always use Amex - their dispute process is so heavily favored towards the customer that any "retailer" that doesn't have a airtight case will just drop it.

Dartgod 10-23-2018 01:18 PM

I think you're going to regret posting this thread more than you did buying the diet pills in the first place.

Molitoth 10-23-2018 01:19 PM

The company I purchased from did a nice job at false advertising.

It seems they built a bunch of other review websites and got them all up into the first page of Google results. So when I did a quick review, of course google displays stellar reviews all over... in the end it was all just fabricated.

ptlyon 10-23-2018 01:20 PM

They really weren't diet pills, were they

DenverChief 10-23-2018 01:21 PM

Quote:

Originally Posted by ptlyon (Post 13839062)
They really weren't diet pills, were they

:eek:

Molitoth 10-23-2018 01:22 PM

Quote:

Originally Posted by Dartgod (Post 13839055)
I think you're going to regret posting this thread more than you did buying the diet pills in the first place.

Haha, yeah!

If this is one of my worst moments, so be it.

Molitoth 10-23-2018 01:23 PM

Quote:

Originally Posted by ptlyon (Post 13839062)
They really weren't diet pills, were they

I didn't even think about THAT. lol.

But yeah, I don't have any problem in that department.

RippedmyFlesh 10-23-2018 01:24 PM

Quote:

Originally Posted by DenverChief (Post 13839054)
Always use Amex - their dispute process is so heavily favored towards the customer that any "retailer" that doesn't have a airtight case will just drop it.

And this company selling these pills is built to do this crap. Many unlike the OP would just fold and pay. And legally they may be airtight because fighting to get payments may be more important than a good product.

Perineum Ripper 10-23-2018 01:26 PM

Where did you find dick growing pills for $79?!?!?!?!?

I have been searching for some cheap ones forever






For a friend, obviously

luv 10-23-2018 01:27 PM

You paid for the first bottle, and the chargeback is for a second bottle? Did you receive the second bottle? Or are you trying to do a chargeback on the first bottle that you received?

Titty Meat 10-23-2018 01:28 PM

You lost weight you shouldnt have stopped and the pills did what they were supposed to. No refund for you.

Btw did you have a boner for days?

DenverChief 10-23-2018 01:29 PM

Quote:

Originally Posted by RippedmyFlesh (Post 13839074)
And this company selling these pills is built to do this crap. Many unlike the OP would just fold and pay. And legally they may be airtight because fighting to get payments may be more important than a good product.

I'm guessing it's a one man operation based upon OP statements...he probably not going to push too hard

Molitoth 10-23-2018 01:32 PM

Quote:

Originally Posted by luv (Post 13839087)
You paid for the first bottle, and the chargeback is for a second bottle? Did you receive the second bottle? Or are you trying to do a chargeback on the first bottle that you received?

Oh I paid for the bottle of pills and ate that cost, which I was fine with.

This charge was for some type of recurring subscription, that was never mentioned in the purchase until I dug into "Terms and Conditions" link at the very bottom of the order page. Very discretely.

Molitoth 10-23-2018 01:33 PM

Quote:

Originally Posted by Titty Meat (Post 13839090)
You lost weight you shouldnt have stopped and the pills did what they were supposed to. No refund for you.

Btw did you have a boner for days?

I ALWAYS have a boner. No Pills needed.

luv 10-23-2018 01:36 PM

Quote:

Originally Posted by Molitoth (Post 13839097)
Oh I paid for the bottle of pills and ate that cost, which I was fine with.

This charge was for some type of recurring subscription, that was never mentioned in the purchase until I dug into "Terms and Conditions" link at the very bottom of the order page. Very discretely.

Subscription to what, though? Literature of some kind, additional products? If you haven't received anything from them, I don't see where there is an issue getting the charge canceled.

RippedmyFlesh 10-23-2018 01:36 PM

Quote:

Originally Posted by DenverChief (Post 13839091)
I'm guessing it's a one man operation based upon OP statements...he probably not going to push too hard

<iframe width="560" height="315" src="https://www.youtube.com/embed/Z6FYVRn2_cY" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen></iframe>

Molitoth 10-23-2018 01:37 PM

I highly recommend this company, they are awesome! Along with their product!

Note: This is not slander.

https://ketoxfactor.com/v5/offer.php...12318889&c3=c3

DenverChief 10-23-2018 01:38 PM

Quote:

Originally Posted by RippedmyFlesh (Post 13839106)
<iframe width="560" height="315" src="https://www.youtube.com/embed/Z6FYVRn2_cY" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen></iframe>

LMAO

journeyscarab 10-23-2018 01:41 PM

NSFW. One of the best complaint line bits!

<iframe width="560" height="315" src="https://www.youtube.com/embed/oE2FCCZ50VU" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen></iframe>

RippedmyFlesh 10-23-2018 01:42 PM

Quote:

Originally Posted by DenverChief (Post 13839114)
LMAO

Me watching the Chief's defense.

I CAN HANDLE IT!!!

DenverChief 10-23-2018 01:47 PM

Quote:

Originally Posted by RippedmyFlesh (Post 13839123)
Me watching the Chief's defense.

I CAN HANDLE IT!!!


You know I used to be a wreck with our defense but I'm never scared now knowing that Mahomes can get us to a score at any time

BryanBusby 10-23-2018 01:57 PM

Sorry dude, Extenze is generally a reliable company

Dayze 10-23-2018 01:58 PM

Quote:

Originally Posted by Molitoth (Post 13839098)
I ALWAYS have a boner. No Pills needed.

LMAO

Nickhead 10-23-2018 02:08 PM

i know a lady selling water for $200/bottle ROFL

WhawhaWhat 10-23-2018 02:10 PM

The best pills for weight loss are Adderall.

Molitoth 10-23-2018 02:40 PM

Quote:

Originally Posted by WhawhaWhat (Post 13839176)
The best pills for weight loss are Adderall.

The one time I took Adderall, I experienced a reaction that I would have needed to counter with extendz. Hahaha.

Eleazar 10-23-2018 03:36 PM

Did it look like this?

https://addictionblog.org/cherrycake...ddiction-2.jpg

ride the snake

BigRichard 10-23-2018 05:33 PM

Did you get some Badger Milk?
<iframe width="560" height="315" src="https://www.youtube.com/embed/Nt6bStBzRjA" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen></iframe>

SuperBowl4 10-23-2018 06:00 PM

you want to lose weight? Drink water ONLY. Eat oatmeal with fruit. Salads, no croutons or bread. walk a few miles a day. easy

eDave 10-23-2018 06:11 PM

Quote:

Originally Posted by Molitoth (Post 13839097)
Oh I paid for the bottle of pills and ate that cost, which I was fine with.

This charge was for some type of recurring subscription, that was never mentioned in the purchase until I dug into "Terms and Conditions" link at the very bottom of the order page. Very discretely.

Sounds like it fits one of the reasons for charge backs from your OP:

they never authorized the charge (or can’t remember)


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