Home Mail MemberMap Chat (0) Wallpapers
Go Back   ChiefsPlanet > The Royal Lounge > D.C.

Reply
 
Thread Tools Display Modes
Old 03-28-2013, 06:41 AM  
bevischief bevischief is offline
....
 
bevischief's Avatar
 
Join Date: Apr 2009
Location: North Dakota
Casino cash: $7506
VARSITY
New study confirms economy was destroyed by Democrat policies

New study confirms economy was destroyed by Democrat policies

Economy
December 21, 2012
By: Robert Moon

A new study from the widely respected National Bureau of Economic Research released this week has confirmed beyond question that the left's race-baiting attacks on the housing market (the Community Reinvestment Act--enacted under Carter, made shockingly more aggressive under Clinton) is directly responsible for imploding the housing market and destroying the economy.

The study painstakingly sorted through failed home loans that caused the housing market collapse and identified an overwhelming connection between them and CRA mortgages.

Again, let's review:

-President Bush went to Congress repeatedly for years warning them that Fannie Mae and Freddie Mac were going to destroy the economy (17 times in 2008 alone). Democrats continuously ignored him, shut down his proposals along party lines and continued raiding the institutions for campaign contributions on their way down.
Fox News shows timeline for economic meltdown
Timeline shows Bush, McCain warning Dems of financial and housing crisis; meltdown

-John McCain also co-sponsored urgently critical reforms that would have prevented the housing market collapse, but Democrats shut that down as well, along party lines, and even openly ridiculed anyone who suggested reforms were necessary...to protect their taxpayer-funded campaign contributions as the economy raced uncontrollably toward the cliff.

-No one was making bad loans to unqualified people until Democrats came along and threatened to drag banks into court and have them fined and branded as racists if they didn't go along with the left's Affirmative Action lending policies...all while federally insuring their losses. Even the New York Times warned in the late 1990s that Democrats continuing to force banks into lowering their standards would lead to this exact catastrophe.

-Obama himself is even on the record personally helping sue one lender (Citibank) into lowering its lending standards to include people from extremely poor and unstable areas, which even one of the left's favorite blatantly partisan "fact-checkers," Snopes, admits (while pretending to 'set the record straight').

-Even The New York Times admitted that there is "little evidence" of any connection between the "Republican" deregulation measures Obama blames, like the Gramm-Bleach-Liley Act (signed into law by a Democrat), and the collapse of the housing market.

But non-Fox media have spent years deliberately and relentlessly inoculating people against the facts, training them to mindlessly blame Bush for being in charge when Democrat policies destroyed the economy. So here we sit, to this day, still watching Obama excuse and shrug off endless economic failures, illegal government takeovers and utter national bankruptcy with zero accountability.
Posts: 24,417
bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.bevischief is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:08 PM   #61
'Hamas' Jenkins 'Hamas' Jenkins is offline
Jesus was a Carpenter
 
'Hamas' Jenkins's Avatar
 

Join Date: Jan 2006
Casino cash: $16988
If these banks were coerced by the government to give out these loans, then why did investment banks ask mortgage originators like Countrywide to create more of them, expressly for the purpose of betting against them by buying credit default swaps?

If the Clinton administration's strengthening of the CRA is what caused this, why didn't subprime loans jump in availability and as a percentage of total home loans like they did from 2003-2007?
__________________
Die, Mauky, Die.
Posts: 59,522
'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:09 PM   #62
BucEyedPea BucEyedPea is offline
BucPatriot
 
BucEyedPea's Avatar
 

Join Date: Apr 2006
Location: None of your business
Casino cash: $13572
The missing piece of this puzzle is the Fed and Greenspan's role in particular.
__________________
“The power to declare war, including the power of judging the causes of war, is fully and exclusively vested in the legislature.” ~ James Madison, Father of the Constitution
Posts: 58,288
BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:19 PM   #63
'Hamas' Jenkins 'Hamas' Jenkins is offline
Jesus was a Carpenter
 
'Hamas' Jenkins's Avatar
 

Join Date: Jan 2006
Casino cash: $16988
Quote:
Originally Posted by patteeu View Post
Yeah, sure. I bet you've read the new study and confirmed it too. And of course, the National Bureau of Economic Research loves to put out rehashed studies that simply regurgitate old ideas and break no new ground. Let's just say that your word isn't the gold standard at the moment.
This isn't even a new study. The OP is dated over three months ago. It's not exactly difficult to ascertain the findings of something that has been out three months, especially when said study regurgitates stuff that has been out for years.

You have literally no idea of what you're talking about.

Mikey was suggesting that the NBER is unassailable given their past members. What he was ignorant of is the fact that an overwhelming majority the members of this organization, which he's using to prove his point that the CRA is at fault, don't actually blame the CRA as its cause.

In short, banks which are subject to CRA requirements loosened lending standards. That does not mean they loosened them b/c of the CRA. They loosened them b/c banks that weren't subject to the CRA would give loans to anyone. Since CRA banks could also securitize their investments, they did the same thing.

The CRA has nothing to do with this. All banks were guilty of giving loans to people who couldn't afford them, but they did so because once they sold the mortgages as securities to someone else they weren't on the hook. It wasn't b/c the government put a gun to their head as a form of social engineering.

Again, if the CRA was the cause, then other organizations wouldn't have given out subprime loans, other non-CRA loans wouldn't have suffered similar and higher rates of failure, and unregulated banks and originators wouldn't have failed like they did.
__________________
Die, Mauky, Die.
Posts: 59,522
'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:23 PM   #64
'Hamas' Jenkins 'Hamas' Jenkins is offline
Jesus was a Carpenter
 
'Hamas' Jenkins's Avatar
 

Join Date: Jan 2006
Casino cash: $16988
There is a wealth of non-partisan information about this:

Inside Job, Griftopia, The Big Short, Money, Power, and Wall Street, and"The Warning" are all places to start and they levy blame on both sides of the aisle. They don't create a hackneyed partisan whitewash that attempts to absolve one side or the other from blame.
__________________
Die, Mauky, Die.
Posts: 59,522
'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:25 PM   #65
'Hamas' Jenkins 'Hamas' Jenkins is offline
Jesus was a Carpenter
 
'Hamas' Jenkins's Avatar
 

Join Date: Jan 2006
Casino cash: $16988
Quote:
Originally Posted by BucEyedPea View Post
The missing piece of this puzzle is the Fed and Greenspan's role in particular.
I guess you didn't look at 7) on my list.
__________________
Die, Mauky, Die.
Posts: 59,522
'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.'Hamas' Jenkins is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:34 PM   #66
BucEyedPea BucEyedPea is offline
BucPatriot
 
BucEyedPea's Avatar
 

Join Date: Apr 2006
Location: None of your business
Casino cash: $13572
Quote:
Originally Posted by 'Hamas' Jenkins View Post
I guess you didn't look at 7) on my list.
I wasn't talking about you per se.

Nor did I read your whole list primarily because Glass Steagall was at the top. And point #7, now that you've drawn my attention to it, is too low.
__________________
“The power to declare war, including the power of judging the causes of war, is fully and exclusively vested in the legislature.” ~ James Madison, Father of the Constitution
Posts: 58,288
BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 03:45 PM   #67
patteeu patteeu is offline
The 23rd Pillar
 
patteeu's Avatar
 

Join Date: Sep 2002
Casino cash: $5000
Quote:
Originally Posted by 'Hamas' Jenkins View Post
This isn't even a new study. The OP is dated over three months ago. It's not exactly difficult to ascertain the findings of something that has been out three months, especially when said study regurgitates stuff that has been out for years.
No shit, Sherlock. I'm not the guy who tried to suggest that Paul Krugman refuted this study two years before it came out.

Quote:
Originally Posted by 'Hamas' Jenkins View Post
You have literally no idea of what you're talking about.

Mikey was suggesting that the NBER is unassailable given their past members. What he was ignorant of is the fact that an overwhelming majority the members of this organization, which he's using to prove his point that the CRA is at fault, don't actually blame the CRA as its cause.

In short, banks which are subject to CRA requirements loosened lending standards. That does not mean they loosened them b/c of the CRA. They loosened them b/c banks that weren't subject to the CRA would give loans to anyone. Since CRA banks could also securitize their investments, they did the same thing.

The CRA has nothing to do with this. All banks were guilty of giving loans to people who couldn't afford them, but they did so because once they sold the mortgages as securities to someone else they weren't on the hook. It wasn't b/c the government put a gun to their head as a form of social engineering.

Again, if the CRA was the cause, then other organizations wouldn't have given out subprime loans, other non-CRA loans wouldn't have suffered similar and higher rates of failure, and unregulated banks and originators wouldn't have failed like they did.
Your conclusion in that final paragraph isn't a logical one and it flies in the face of what this study apparently concludes.
__________________


"I'll see you guys in New York." ISIS Caliph Abu Bakr al-Baghdadi to US military personnel upon his release from US custody at Camp Bucca in Iraq during Obama's first year in office.
Posts: 75,744
patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 04:13 PM   #68
Ace Gunner Ace Gunner is offline
First Overall
 
Ace Gunner's Avatar
 

Join Date: Jan 2011
Location: kcmo
Casino cash: $5152
it is hilarious to me, a life long republican that watched our country go from the shiz during the fifties to the shit bin during the sixties and then the crooked bin during the seventies -- when nixon shit canned all accountability by taking america off the gold standard.

It's been a 1 - 2 punch cloaked in lies from both parties ever since.
__________________
The Greatest
Posts: 10,389
Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.Ace Gunner is too fat/Omaha.
  Reply With Quote
Old 03-28-2013, 04:29 PM   #69
theelusiveeightrop theelusiveeightrop is online now
Spiraling down the Drain
 
theelusiveeightrop's Avatar
 

Join Date: Oct 2012
Location: Dante's Ninth Circle
Casino cash: $10200
I am shocked by this news. Gonna start driving by convenience stores that aren't on the way home.
__________________
"We're both part of the same hypocrisy, Senator, but never think it applies to my family."

2014 Adopt a Chief - Travis Kelce #87
Posts: 20,196
theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.theelusiveeightrop is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 04:34 PM   #70
CoMoChief CoMoChief is offline
The Revolution Has Begun
 
CoMoChief's Avatar
 

Join Date: Mar 2005
Location: KCMO
Casino cash: $8413
Quote:
Originally Posted by Prison Bitch View Post
Paul Krugman, lol
yeah no shit
__________________
2014 Adopt-A-Chief: RT Donald Stephenson #79
Posts: 31,013
CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.
  Reply With Quote
Old 03-28-2013, 04:35 PM   #71
BucEyedPea BucEyedPea is offline
BucPatriot
 
BucEyedPea's Avatar
 

Join Date: Apr 2006
Location: None of your business
Casino cash: $13572
Shhh! He's a hero to these guys.
__________________
“The power to declare war, including the power of judging the causes of war, is fully and exclusively vested in the legislature.” ~ James Madison, Father of the Constitution
Posts: 58,288
BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 04:44 PM   #72
FD FD is online now
Veteran
 
FD's Avatar
 

Join Date: Dec 2006
Location: Los Angeles
Casino cash: $6897
Quote:
Originally Posted by patteeu View Post
Are you being a little disingenuous here, FD? Assuming for the sake of argument that it's a fact that CRA loans defaulted at a lower rate than subprime loans (and I don't doubt you on this), does that really mean that CRA policies weren't the cause or one of the major causes of the crisis? The OP article doesn't try to make the case that it was the CRA loans themselves that caused the crisis. The OP article suggests that there is a connection between the failing loans and CRA mortgages, not that the failing loans actually were CRA mortgages. This sounds a lot more like the argument LOCOChief is making than the one you're purporting to refute.

I haven't read the study, but here's the abstract from NBER's website:
Well, you are right. Indeed, here we see the problem with citing a study without linking to it or even identifying its title or authors! There are actually two papers out now. The study I referred to that I've read (also hosted by the NBER, which acts as a sort of clearinghouse of new economics research) used a similar approach and reached the exact opposite conclusion. Here is its abstract:

Quote:
Did Affordable Housing Legislation Contribute to the Subprime Securities Boom?

No. In this paper we use a regression discontinuity approach to investigate whether affordable housing policies influenced origination or affected prices of subprime mortgages. We use merged loan-level data on non-prime securitized mortgages with individual and neighborhood-level data for California and Florida. We find no evidence that lenders increased subprime originations or altered pricing around the discrete eligibility cutoffs for the Government Sponsored Enterprises' (GSEs) affordable housing goals or the Community Reinvestment Act. Although the GSEs may have played a role in
the crisis, our results indicate that it was not due to their affordable housing mandates.
Here is the link:
http://research.stlouisfed.org/wp/2012/2012-005.pdf

As you can see, it reaches the exact opposite conclusion as the OP and headline, which is what I thought I was responding to. Thats my bad, I was wrong about the OP (but this is why it should have linked to the study it referred to).

All thats left is to read both papers and argue about which authors' empirical strategy of finding exogenous variation in CRA application is more valid.


Quote:
Again, that sounds a lot more like what LOCOChief is suggesting than what you're refuting. I don't plan on paying $5 to read the entire article, but if it does what you say it does, the author's own abstract is pretty misleading. It makes me skeptical of what you, Hamas, and kcnative are selling here.
There are 2 issues here. One is the CRA, and the other is de-regulation of lending standards. They are often confused when they are pretty different topics. While I think the CRA is blameless (though I haven't read the new paper yet), I absolutely agree that de-regulation of lending standards and loose oversight played an important role in creating the housing bubble.

BTW, if you do want to read the paper, I can send you a version, no charge.
__________________
Homer: [looking at watch] Two hours? Why'd they build this ghost town so far away?
Lisa: Because they discovered gold over there!
Homer: It's because they're stupid, that's why. That's why everybody does everything.
Posts: 3,581
FD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby PiscitelliFD 's adopt a chief was Sabby Piscitelli
  Reply With Quote
Old 03-28-2013, 05:39 PM   #73
patteeu patteeu is offline
The 23rd Pillar
 
patteeu's Avatar
 

Join Date: Sep 2002
Casino cash: $5000
Quote:
Originally Posted by FD View Post
Well, you are right. Indeed, here we see the problem with citing a study without linking to it or even identifying its title or authors! There are actually two papers out now. The study I referred to that I've read (also hosted by the NBER, which acts as a sort of clearinghouse of new economics research) used a similar approach and reached the exact opposite conclusion. Here is its abstract:



Here is the link:
http://research.stlouisfed.org/wp/2012/2012-005.pdf

As you can see, it reaches the exact opposite conclusion as the OP and headline, which is what I thought I was responding to. Thats my bad, I was wrong about the OP (but this is why it should have linked to the study it referred to).

All thats left is to read both papers and argue about which authors' empirical strategy of finding exogenous variation in CRA application is more valid.




There are 2 issues here. One is the CRA, and the other is de-regulation of lending standards. They are often confused when they are pretty different topics. While I think the CRA is blameless (though I haven't read the new paper yet), I absolutely agree that de-regulation of lending standards and loose oversight played an important role in creating the housing bubble.

BTW, if you do want to read the paper, I can send you a version, no charge.
Thanks for the standup response. I doubt that I'd understand the paper well enough (or at least that I'd take the time to read it and figure it out) to make it worth having you send it to me, but thanks for the offer.

If you decide to read the second paper, I'd be interested in hearing your comments.
__________________


"I'll see you guys in New York." ISIS Caliph Abu Bakr al-Baghdadi to US military personnel upon his release from US custody at Camp Bucca in Iraq during Obama's first year in office.
Posts: 75,744
patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.patteeu is obviously part of the inner Circle.
  Reply With Quote
Old 03-28-2013, 05:59 PM   #74
KC native KC native is offline
a toda madre o un desmadre
 
KC native's Avatar
 

Join Date: Feb 2009
Location: Fort Worth, TX
Casino cash: $11395
Quote:
Originally Posted by LOCOChief View Post
2003 - 2007 we were selling loans to FNMA without verifying income or assets (SISA) with 10% down and no PMI on second / vacation homes with a 680 credit score and half the time we were getting appraisal waivers so we had no clue about the collateral.

Subprime my ass this stuff was full agency decisioned by their AUS system
Hard to take you serious when you don't even have the basic facts straight.

Those are subprime loans and Fannie and Freddie weren't even sizeable players in the subprime market.

http://www.businessweek.com/investin...e_mae_and.html

Quote:
Start with the most basic fact of all: virtually none of the $1.5 trillion of cratering subprime mortgages were backed by Fannie or Freddie. That’s right — most subprime mortgages did not meet Fannie or Freddie’s strict lending standards. All those no money down, no interest for a year, low teaser rate loans? All the loans made without checking a borrower’s income or employment history? All made in the private sector, without any support from Fannie and Freddie.

Quote:
Look at the numbers. While the credit bubble was peaking from 2003 to 2006, the amount of loans originated by Fannie and Freddie dropped from $2.7 trillion to $1 trillion. Meanwhile, in the private sector, the amount of subprime loans originated jumped to $600 billion from $335 billion and Alt-A loans hit $400 billion from $85 billion in 2003. Fannie and Freddie, which wouldn’t accept crazy floating rate loans, which required income verification and minimum down payments, were left out of the insanity.
__________________
The diameter of your knowledge is the circumference of your actions. Ras Kass

Quote:
Originally Posted by Iowanian View Post
I'm just a little pussy from Iowa
Posts: 18,052
KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.
  Reply With Quote
Old 03-28-2013, 06:01 PM   #75
KC native KC native is offline
a toda madre o un desmadre
 
KC native's Avatar
 

Join Date: Feb 2009
Location: Fort Worth, TX
Casino cash: $11395
Quote:
Originally Posted by 'Hamas' Jenkins View Post
There is no actual counterargument in this post. Only overt racism.

Who suggested that underwriting standards weren't lowered?
That's all that dipshit has. He's more proof that as long as you direct your racism towards Hispanics on Chiefsplanet, you won't get any shit for it.
__________________
The diameter of your knowledge is the circumference of your actions. Ras Kass

Quote:
Originally Posted by Iowanian View Post
I'm just a little pussy from Iowa
Posts: 18,052
KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.KC native is too fat/Omaha.
  Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 01:44 PM.


This is a test for a client's site.
A new website that shows member-created construction site listings that need fill or have excess fill. Dirt Monkey @ https://DirtMonkey.net
Powered by vBulletin® Version 3.8.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.