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Old 02-01-2013, 07:38 AM  
petegz28 petegz28 is offline
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IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

(CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

“The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000,” the regulation says.

Bronze will be the lowest tier health-insurance plan available under Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016.

In the new final rules published Wednesday, IRS set in law the rules for implementing the penalty Americans must pay if they fail to obey Obamacare's mandate to buy insurance.

To help illustrate these rules, the IRS presented examples of different situations families might find themselves in.

In the examples, the IRS assumes that families of five who are uninsured would need to pay an average of $20,000 per year to purchase a Bronze plan in 2016.

Using the conditions laid out in the regulations, the IRS calculates that a family earning $120,000 per year that did not buy insurance would need to pay a "penalty" (a word the IRS still uses despite the Supreme Court ruling that it is in fact a "tax") of $2,400 in 2016.

For those wondering how clear the IRS's clarifications of this new "penalty" rule are, here is one of the actual examples the IRS gives:

“Example 3. Family without minimum essential coverage.

"(i) In 2016, Taxpayers H and J are married and file a joint return. H and J have three children: K, age 21, L, age 15, and M, age 10. No member of the family has minimum essential coverage for any month in 2016. H and J’s household income is $120,000. H and J’s applicable filing threshold is $24,000. The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000.

"(ii) For each month in 2016, under paragraphs (b)(2)(ii) and (b)(2)(iii) of this section, the applicable dollar amount is $2,780 (($695 x 3 adults) + (($695/2) x 2 children)). Under paragraph (b)(2)(i) of this section, the flat dollar amount is $2,085 (the lesser of $2,780 and $2,085 ($695 x 3)). Under paragraph (b)(3) of this section, the excess income amount is $2,400 (($120,000 - $24,000) x 0.025). Therefore, under paragraph (b)(1) of this section, the monthly penalty amount is $200 (the greater of $173.75 ($2,085/12) or $200 ($2,400/12)).

"(iii) The sum of the monthly penalty amounts is $2,400 ($200 x 12). The sum of the monthly national average bronze plan premiums is $20,000 ($20,000/12 x 12). Therefore, under paragraph (a) of this section, the shared responsibility payment imposed on H and J for 2016 is $2,400 (the lesser of $2,400 or $20,000).”

http://cnsnews.com/news/article/irs-...e-20000-family
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Old 02-03-2013, 10:48 AM   #196
ThatRaceCardGuy ThatRaceCardGuy is offline
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I have no love for pete and his antics but, come on man, even DC has some self imposed limits. Take a look behind you and see that line.
Self imposed lines ? Since when ? Racist post are okay in DC..but never refer to someone`s wife as cum bucket ? Come on man...seriously ?
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Old 02-03-2013, 10:51 AM   #197
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I will sleep just fine tonight.
I am sure that is a true statement.
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Old 02-03-2013, 10:54 AM   #198
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I am sure that is a true statement.
Zach is notorious for being a keyboard-warrior. While you and I disagree politcally I am glad some can see the line that was crossed.
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Old 02-03-2013, 10:56 AM   #199
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Zach is notorious for being a keyboard-warrior. While you and I disagree politcally I am glad some can see the line that was crossed.
Bawww

Bro hugs.

All around.
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Old 02-03-2013, 11:07 AM   #200
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Originally Posted by petegz28 View Post
Zach is notorious for being a keyboard-warrior. While you and I disagree politcally I am glad some can see the line that was crossed.
Every time you start a thread a line is crossed..JFC you're the biggest cry baby on this board.
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Old 02-03-2013, 11:09 AM   #201
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Every time you start a thread a line is crossed..JFC you're the biggest cry baby on this board.
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Old 02-03-2013, 11:12 AM   #202
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if I was married and somebody called my wife a name on this board that I didn't know in real life...

I don't think I could ever be offended. What? Who cares.
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Old 02-03-2013, 11:35 AM   #203
ThatRaceCardGuy ThatRaceCardGuy is offline
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if I was married and somebody called my wife a name on this board that I didn't know in real life...

I don't think I could ever be offended. What? Who cares.
Exactly.
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Old 02-03-2013, 11:59 AM   #204
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Zach is notorious for being a keyboard-warrior. While you and I disagree politcally I am glad some can see the line that was crossed.
Is he? I thought he was kind of thought of as some fat, sort of effeminate dude.
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Old 02-03-2013, 12:02 PM   #205
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Is he? I thought he was kind of thought of as some fat, sort of effeminate dude.
The tales of me are many and have traveled far through out the land. Mostly told by people that have not met me though.
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Old 02-03-2013, 12:17 PM   #206
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Hey, I just read something on the internet so I thought I would post it.

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Pete's wife is a cum slurping whore of a woman.
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Old 02-03-2013, 12:22 PM   #207
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I pay maybe $1000 a year for healthcare via my company....so how the **** does a family, even of 5, end up paying 20 grand?
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Old 02-04-2013, 03:05 AM   #208
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They don't. It's just conserva-porn.
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