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Old 01-30-2013, 07:35 AM  
El Jefe El Jefe is offline
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It's that time of year, TAX RETURN TIME!
For the past 2-3 years I have started a thread about what people were going to spend their tax return on. While greeted with some hostility, most people actually enjoyed the threads. I don't know how much I will get back, but I have some big plans for it!

I am going to try to pay a grand or so on my wifes car (We owe 3k). I am going to try and slide as much as I can at my wife's student loans (only owe 11k). Outside of those two debts, we don't have anything else luckily, because I pay out of pocket for school (ouch).

My next step depending on how much I get back would be to put at least another grand into our house fund. I live on James street, and I have designated our house fund as "Operation James Street Freedom". I would like to put some money into my IRA, currently it has none. Give my wife a little extra walking around money.

I think the last thing I would like to do is give some money to our Deacon fund at my church. This is a fund that is given by church members and distributed to the needs of the church and community if need be by the Deacon board. This fund has helped a lot of people in very bad spots, and it's my duty to help out my fellow man. Our church also houses the food pantry for our community, and we received emails saying the food pantry is direly low, they have served more families this month than ever before. So I would love to take a hundred or so and buy some food to donate.

What dreams do you guys have? I know most of the people here will probably pay down bills, but its fun to dream anyways.

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Old 02-01-2013, 06:40 AM   #121
Buehler445 Buehler445 is offline
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I make quarterly payments..im already fuked
Next year I get to do that. Hooray!
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Old 02-01-2013, 07:07 AM   #122
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house principle
That will probably net you a solid 2% return after taxes.
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Old 02-01-2013, 07:20 AM   #123
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Yeah, because having kids should mean people who don't, can subsidize them through child tax credits. Whatever though, they can all enjoy the welfare. He gets by.
I am not even getting into that. They over paid by 6k. That's dumb.
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Old 02-01-2013, 07:23 AM   #124
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I am not even getting into that. They over paid by 6k. That's dumb.
I'm talking about people who didn't pay 6k in. At all. They still walk with those 6k checks with their child tax credits. I don't know shit about it, because I don't have kids. I do know people though who don't make 16k a year getting 6k IRS income tax returns because of all of their kids.
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Old 02-01-2013, 11:40 AM   #125
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I go see my accountant tomorrow to see how badly I'm getting bent over.
Not bad at all. A $199 refund from the feds and I owed the state $334. I can live with that.
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Old 02-01-2013, 11:40 AM   #126
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I'm talking about people who didn't pay 6k in. At all. They still walk with those 6k checks with their child tax credits. I don't know shit about it, because I don't have kids. I do know people though who don't make 16k a year getting 6k IRS income tax returns because of all of their kids.
It has very little to do with the kids, and everything to do with the EITC. Child tax credit is capped at two kids iirc, so it doesn't matter if you have 2 or 10, you only get credit for two. The rest of that "6K" is from the EITC.....and you have to be working and putting in to get that too....
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Old 02-01-2013, 11:46 AM   #127
Buehler445 Buehler445 is offline
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Not bad at all. A $199 refund from the feds and I owed the state $334. I can live with that.
Wanna trade?
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Old 02-01-2013, 11:48 AM   #128
Buehler445 Buehler445 is offline
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It has very little to do with the kids, and everything to do with the EITC. Child tax credit is capped at two kids iirc, so it doesn't matter if you have 2 or 10, you only get credit for two. The rest of that "6K" is from the EITC.....and you have to be working and putting in to get that too....
You also have to make a whole lot of not a damn thing and have kids.
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Old 02-01-2013, 11:53 AM   #129
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It has very little to do with the kids, and everything to do with the EITC. Child tax credit is capped at two kids iirc, so it doesn't matter if you have 2 or 10, you only get credit for two. The rest of that "6K" is from the EITC.....and you have to be working and putting in to get that too....
We have 3 kids and got a $3000 tax credit last year. I've never heard anything about it being capped at 2 kids.
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Old 02-01-2013, 11:54 AM   #130
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Wanna trade?

Back in the auto broker days, I paid everything at the end of the year. Some of those tax bills were enough to drop a guy dead in his tracks. No more of that crap.
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Old 02-01-2013, 11:54 AM   #131
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You also have to make a whole lot of not a damn thing and have kids.
Well, the program was obviously made for those on the lower income bracket. A husband and wife with 1 child can make up to $40k a year and still be eligible. 40k may not be a lot between 2 people, but they are certainly "putting in".

Lets say you have a married couple with one child. Dad works as much as he can and is pulling in 30K a year while mom is in school.

That family will likely pull in a 6K + Refund or more.

That's no reason to be bitter at them.
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Old 02-01-2013, 11:54 AM   #132
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We have 3 kids and got a $3000 tax credit last year. I've never heard anything about it being capped at 2 kids.
I could be wrong, but i think it's a 2013 thing.
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Old 02-01-2013, 12:19 PM   #133
Buehler445 Buehler445 is offline
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Well, the program was obviously made for those on the lower income bracket. A husband and wife with 1 child can make up to $40k a year and still be eligible. 40k may not be a lot between 2 people, but they are certainly "putting in".

Lets say you have a married couple with one child. Dad works as much as he can and is pulling in 30K a year while mom is in school.

That family will likely pull in a 6K + Refund or more.

That's no reason to be bitter at them.
Depends on where you are. If you are paying in a bunch in tax, why should they get a huge break when you don't? That's why people are bitter.

Also I've seen returns that worthless ****ers make 14000 at some pile of shit job, have a kid, live with the parents and just be ****ing worthless altogether. IIRC they had <500 withheld and are due a refund of 5500. That's what pisses me off more than anything.
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Old 02-01-2013, 12:21 PM   #134
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I could be wrong, but i think it's a 2013 thing.
Nevermind. I'm wrong. I must've mis-read something. I'll shut up now.
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Old 02-01-2013, 12:51 PM   #135
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People who don't know the difference between a tax return and a tax refund drive me crazy.
What's the difference, broskino?
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