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Old 04-23-2009, 04:16 PM  
Mr. Flopnuts Mr. Flopnuts is offline
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*****Official Chiefsplanet "I have a random thought" Thread*****

Just in case you have some random thought and feel like starting a thread over it, you can just bump this one.

Last edited by Mr. Flopnuts; 07-16-2009 at 10:46 PM..
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Old 04-23-2009, 04:30 PM   #31
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Flopnuts help me out here.

Lets say you get a loan for $3400

You put $500 down in a down payment, and have 10% compound interest.

You pay $400 a month back on the loan.

What does that 10% compound interest mean?
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Old 04-23-2009, 04:31 PM   #32
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Old 04-23-2009, 04:32 PM   #33
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Old 04-23-2009, 04:32 PM   #34
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Originally Posted by MediaCenterJunkie View Post
Flopnuts help me out here.

Lets say you get a loan for $3400

You put $500 down in a down payment, and have 10% compound interest.

You pay $400 a month back on the loan.

What does that 10% compound interest mean?
I WIN!
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Old 04-23-2009, 04:33 PM   #35
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Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.
 
Old 04-23-2009, 04:33 PM   #36
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I think I posted some on here last night completely lit, but I must not have done anything too crazy.
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Old 04-23-2009, 04:33 PM   #37
Mr. Flopnuts Mr. Flopnuts is offline
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Originally Posted by MediaCenterJunkie View Post
Flopnuts help me out here.

Lets say you get a loan for $3400

You put $500 down in a down payment, and have 10% compound interest.

You pay $400 a month back on the loan.

What does that 10% compound interest mean?
The only difference between that and a normal interest loan is, you pay interest on your interest with a compounded interest loan.
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Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.
 
Old 04-23-2009, 04:34 PM   #38
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Old 04-23-2009, 04:37 PM   #39
Mr. Flopnuts Mr. Flopnuts is offline
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Keep this in mind Buck. In the beginning, your interest is higher because you owe more. You're paying interest on that interest right out of the gate. 10% is good, but that is going to raise it probably by around 3% over that time frame from a more conventional loan. That's a total off the top of my head guesstimate. It could be more, or less. Bottom line, pay that ****er off asap. Your credit is better than that rate.
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Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.
 
Old 04-23-2009, 04:37 PM   #40
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Old 04-23-2009, 04:37 PM   #41
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Originally Posted by Mr. Flopnuts View Post
The only difference between that and a normal interest loan is, you pay interest on your interest with a compounded interest loan.
Can you do the math for me?

10% of the $3400 is $340

So Then you owe $3740 total?

I'm trying to help a friend out.
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Old 04-23-2009, 04:38 PM   #42
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Old 04-23-2009, 04:39 PM   #43
Mr. Flopnuts Mr. Flopnuts is offline
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Quote:
Originally Posted by MediaCenterJunkie View Post
Can you do the math for me?

10% of the $3400 is $340

So Then you owe $3740 total?

I'm trying to help a friend out.
It's not going to be that much. Give me a minute.
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Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.
 
Old 04-23-2009, 04:41 PM   #44
Mr. Flopnuts Mr. Flopnuts is offline
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Originally Posted by Mr. Flopnuts View Post
It's not going to be that much. Give me a minute.
$3679.89 over 9 months. Here's a link to a compound interest calculator. You can play with the numbers. Obviously you want to divide that $400 into the total to get the amount of months for payoff.


http://math.about.com/library/blcompoundinterest.htm
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Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.Mr. Flopnuts is obviously part of the inner Circle.
 
Old 04-23-2009, 04:42 PM   #45
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