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Old 01-30-2013, 08:35 AM  
El Jefe El Jefe is offline
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It's that time of year, TAX RETURN TIME!

For the past 2-3 years I have started a thread about what people were going to spend their tax return on. While greeted with some hostility, most people actually enjoyed the threads. I don't know how much I will get back, but I have some big plans for it!

I am going to try to pay a grand or so on my wifes car (We owe 3k). I am going to try and slide as much as I can at my wife's student loans (only owe 11k). Outside of those two debts, we don't have anything else luckily, because I pay out of pocket for school (ouch).

My next step depending on how much I get back would be to put at least another grand into our house fund. I live on James street, and I have designated our house fund as "Operation James Street Freedom". I would like to put some money into my IRA, currently it has none. Give my wife a little extra walking around money.

I think the last thing I would like to do is give some money to our Deacon fund at my church. This is a fund that is given by church members and distributed to the needs of the church and community if need be by the Deacon board. This fund has helped a lot of people in very bad spots, and it's my duty to help out my fellow man. Our church also houses the food pantry for our community, and we received emails saying the food pantry is direly low, they have served more families this month than ever before. So I would love to take a hundred or so and buy some food to donate.

What dreams do you guys have? I know most of the people here will probably pay down bills, but its fun to dream anyways.

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Old 01-31-2013, 06:32 PM   #106
Garcia Bronco Garcia Bronco is offline
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Quote:
Originally Posted by Coach View Post
Sounds like to me he doesn't withhold it much. Is he doing a single rate or a single or married, but withhold at a higher single rate?
Yeah..those people getting "6k checks" are dumb asses.
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Old 01-31-2013, 06:40 PM   #107
Mr. Flopnuts Mr. Flopnuts is offline
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Originally Posted by Coach View Post
Sounds like to me he doesn't withhold it much. Is he doing a single rate or a single or married, but withhold at a higher single rate?
He's single and files basic. What I mean by pays a few hundred dollars a year, is while everyone runs around with their 6 grand checks when they've paid usually no more than 2k tops into the system, he gets $70 and pays in $700.

So, since he doesn't have kids he gets to watch everyone that already makes 4 times what he makes run around and spend the money he put into the system that they didn't.
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Old 01-31-2013, 06:41 PM   #108
Mr. Flopnuts Mr. Flopnuts is offline
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Quote:
Originally Posted by Garcia Bronco View Post
Yeah..those people getting "6k checks" are dumb asses.
Yeah, because having kids should mean people who don't, can subsidize them through child tax credits. Whatever though, they can all enjoy the welfare. He gets by.
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Old 01-31-2013, 06:47 PM   #109
donkhater donkhater is offline
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I get pissed if I owe or get refunded more than $500. My work bonus varies so much that's the best I can do to get within a window. If outside either way, I don't like it.
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Old 01-31-2013, 06:53 PM
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Old 01-31-2013, 06:56 PM   #110
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Quote:
Originally Posted by Mr. Flopnuts View Post
He's single and files basic. What I mean by pays a few hundred dollars a year, is while everyone runs around with their 6 grand checks when they've paid usually no more than 2k tops into the system, he gets $70 and pays in $700.

So, since he doesn't have kids he gets to watch everyone that already makes 4 times what he makes run around and spend the money he put into the system that they didn't.
Oh I understand that he was filing single and basic. What I was referring to was, if he can do his W-4 and withhold it at a single or married but withhold at a higher single rate, it will take a little bit more of his pay, but at the end, he would almost break even, if not, may get a small refund.

I typically go that route, and add in another $20 of extra withholding if I was single and no kids. Just my opinion.
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Old 01-31-2013, 06:57 PM   #111
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Quote:
Originally Posted by Garcia Bronco View Post
Yeah..those people getting "6k checks" are dumb asses.
I was specifically talking about people who are single and has no kids in general.
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Old 01-31-2013, 07:13 PM   #112
hometeam hometeam is offline
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For the first year ever, I will receive a sizable return. Every penny save for maybe a hundred dollars will go to debt payoff. If everything pans out right, I will have only my mortgage left.
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Old 01-31-2013, 07:25 PM   #113
ModSocks ModSocks is offline
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Originally Posted by Mr. Flopnuts View Post
Yeah, because having kids should mean people who don't, can subsidize them through child tax credits. Whatever though, they can all enjoy the welfare. He gets by.
Wth does welfare have to do with a child tax credit?

"no, please IRS, keep your $1,000 deduction. That's for those welfare chumps..."
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Old 01-31-2013, 08:05 PM   #114
GoHuge GoHuge is offline
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No refund for me......beauty of owning your own company. Just hoping to write off as much as I can. The two checks I had to stroke last year sucked ****in ass. I've gotten a lot better at keeping track of things I can write off as this is year 3 now. I don't own a home because I don't know where I'm going to be in life in 5 years. Doing the renting a nice condo thing now. I don't need all the space of a house and without a family I don't really see the benefit. After interest and personal property tax the house is about a wash with the space and the sweet rental arrangement I have and I love the area I'm in. No maintenance, something breaks they come fix it, and I can give 30 days notice and I'm outta there penalty free. Suits my life for the present perfectly. For those getting a refund enjoy! If I can keep my tax bill from having a 2 in front of it I'll be pumped.
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Old 01-31-2013, 08:29 PM   #115
LoneWolf LoneWolf is offline
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Just totaled out my 2009 GMC Sierra with only two payments left before it was paid off. Any return we receive will be used to help pay off whatever new vehicle we decide to buy.
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Old 01-31-2013, 09:44 PM   #116
ClevelandBronco ClevelandBronco is offline
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People who don't know the difference between a tax return and a tax refund drive me crazy.
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Old 01-31-2013, 11:42 PM   #117
markd2000 markd2000 is offline
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I'm planning to cut a check to the IRS for about $20,000 in April and couldn't be happier. Why you ask? Well that $20k has been sitting in a tax-exempt bond fund that returned about $800 in tax free interest. It also appreciated about $600, which was a bonus. Now I could have been much more conservative and put it in a money market fund and earned about $200. So the point is, $200 or $1400 - that's money in my pocket. I always withhold the bare minimum needed to avoid getting an under-withholding penalty.

Bonus tax advise: Check out Form 8880. If you make below certain income thresholds, are not claimed as a dependent, born before Jan 1 1995, and not a student, then you can receive a tax credit up to $1000 for contributions up to $2000 to an IRA. That's as much as a 50% match by the government! Go for the Roth. Thats all.
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Old 01-31-2013, 11:53 PM   #118
Jenson71 Jenson71 is offline
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People who don't know the difference between a tax return and a tax refund drive me crazy.
I GET REALLY EXCITED ABOUT MY TAX RETURN.
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Old 02-01-2013, 12:34 AM   #119
BWillie BWillie is online now
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I make quarterly payments..im already fuked
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Old 02-01-2013, 05:37 AM   #120
ChiefGator ChiefGator is offline
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I'm getting close to $4000 this year for the first time. I usually set my taxes pretty well, so my refunds are < $500. But, this year I got married and we are filing jointly.

Using it to pay off debts... Debt free in 2013.
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