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05-04-2013, 11:57 PM | #16 |
Supporter
Join Date: Sep 2007
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I've been driving for 18 years and I've never been in an accident, (with the exception of a fender bender and no insurance info was exchanged). I've only gotten 1 ticket. It was a "you ran a red light even though it was actually yellow, but I'm a cop needing to meet my quota", bullshit ticket, but I didn't fight it.
I have no doubt that, even if my record was completely spotless, my rates still would have increased the way that they have over the years. My biggest bitch about insurance though is paying for the uninsured motorists. If an uninsured dipshit hits someone, they should be forced to sell all of their belongings to pay for the accident, (just my opinion). |
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05-05-2013, 12:01 AM | #17 |
Special Teams ACE!!!
Join Date: Apr 2002
Location: Where the hell is SNR
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You live in a Nazi state, dude.
Move to North Dakota. When I lived there I could get away with murder and only pay a small fine. Car insurance rarely ever went up. |
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05-05-2013, 12:14 AM | #18 | |
Debunking your bullshit
Join Date: Aug 2002
Location: KC area
Casino cash: $5260315
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Quote:
Your zip code (where you drive) obviously impacts the potential risk of insuring you. You live in the Boston area? I'm a pretty aggressive driver, but that town is ****ing nuts To them, your ticket DOES increase your chances of causing an accident--you're now seen as a bigger risk. |
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05-05-2013, 12:15 AM | #19 |
Debunking your bullshit
Join Date: Aug 2002
Location: KC area
Casino cash: $5260315
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Posts: 52,592
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05-05-2013, 12:17 AM | #20 |
Debunking your bullshit
Join Date: Aug 2002
Location: KC area
Casino cash: $5260315
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Also, in most places minor traffic infractions can be amended to a non-moving violation if you pay a higher fine. So, no points and your insurance won't know.
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05-05-2013, 12:20 AM | #21 |
The man you could post like.
Join Date: Oct 2010
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05-05-2013, 06:24 AM | #22 |
Spiraling down the Drain
Join Date: Oct 2012
Location: Dante's Ninth Circle
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What is insurance?
__________________
"We're both part of the same hypocrisy, Senator, but never think it applies to my family." "Fredo. You are my brother, and I love you. But never take sides against the Family again. Ever." 2019 Adopt a Chief - Travis Kelce #87 |
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05-05-2013, 06:30 AM | #23 |
Tip of the hat LIV Champs
Join Date: Jun 2007
Location: ks
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Yes, you are crazy.
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A Brave Man Once Requested Me To Answer Questions That Are Key 'Is It To Be Or Not To Be' And I Replied Oh Why Ask Me |
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05-05-2013, 06:31 AM | #24 |
FINALLY! The wait is over.
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Yeah, don't get it dude. I've been with Geico for the better part of 10 years and never filed a claim where I was at fault. My rates have gone down consistently and they just gave me accident forgiveness. A get out of jail free card if you will because my record has been so good.
I had someone with Geico wipe his bike out underneath my front bumper pulling out of a parking lot where he was obstructed from street view and he couldn't see me coming. Geico came out and paid me, and my rates didn't go up. Got a couple of tickets. Rates didn't go up. Added my shitty driving brother in law to my policy, wait for it...rates didn't go up. I guess this just turned into a Geico commercial, but **** it. They've been that good to me. |
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05-05-2013, 06:34 AM | #25 |
Spiraling down the Drain
Join Date: Oct 2012
Location: Dante's Ninth Circle
Casino cash: $2800588
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Go with progressive and that annoying bitch Flo.
__________________
"We're both part of the same hypocrisy, Senator, but never think it applies to my family." "Fredo. You are my brother, and I love you. But never take sides against the Family again. Ever." 2019 Adopt a Chief - Travis Kelce #87 |
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05-05-2013, 06:35 AM | #26 | |
Tip of the hat LIV Champs
Join Date: Jun 2007
Location: ks
Casino cash: $3535421
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Quote:
__________________
A Brave Man Once Requested Me To Answer Questions That Are Key 'Is It To Be Or Not To Be' And I Replied Oh Why Ask Me |
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Posts: 54,956
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05-05-2013, 06:37 AM | #27 |
Spiraling down the Drain
Join Date: Oct 2012
Location: Dante's Ninth Circle
Casino cash: $2800588
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Legalize weed.
__________________
"We're both part of the same hypocrisy, Senator, but never think it applies to my family." "Fredo. You are my brother, and I love you. But never take sides against the Family again. Ever." 2019 Adopt a Chief - Travis Kelce #87 |
Posts: 31,646
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05-05-2013, 07:17 AM | #28 |
Don't Be A Dick
Join Date: Aug 2001
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You're in my prayers.
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05-05-2013, 07:57 AM | #29 | |
TACO SALAD
Join Date: Apr 2008
Location: yes
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Quote:
I'd be pissed about the increase of rates on a ticket as well if you've been with them for all of those years. I mean a lot of insurers will forgive an accident after X number of years so to increase you based on a ticket is shit. I'm saying that assuming you've been with an insurer for a long period. If you just switched a year or two ago then that's probably out the window. |
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05-05-2013, 08:30 AM | #30 | |
Keep doubting J MFing Houston
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Quote:
**** you JoBoo. |
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