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Old 06-27-2016, 11:23 AM  
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Old 02-13-2019, 05:32 PM   #2611
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I mean I know about churning but they'd already put the kibosh on those types of account holders by looking at their prior applications.

I don't have any deep knowledge on the topic. I heard about this a month or so ago -- that banks are taking larger and larger reserves against credit card rebate obligations due to people being smarter and more efficient in "playing" the rebate game against the banks.

That's all I can tell you.
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Old 02-13-2019, 06:24 PM   #2612
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Auto lenders are having a rough time. I imagine that credit card lenders are doing the same right now, but with less collateral.


https://www.cnbc.com/2019/02/12/a-re...-payments.html
The auto industry, more so the lending side, has been due for a serious correction for quite some time.

Trucks cost too much. Buying a basic model is damn near impossible and the terms they'll give you are WAY too long. Too many idiots only see the per month costs and roll into the next one without thinking about the length. Before they know it, they're driving a vehicle that isn't even worth paying off. It's only a matter of time before all the ignorance wads up in a ball of fire for both sides.
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Old 02-13-2019, 06:56 PM   #2613
Discuss Thrower Discuss Thrower is offline
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I don't have any deep knowledge on the topic. I heard about this a month or so ago -- that banks are taking larger and larger reserves against credit card rebate obligations due to people being smarter and more efficient in "playing" the rebate game against the banks.

That's all I can tell you.
I mean had I had any idea of credit card rewards beyond "points for air travel" I would have snagged a card much earlier in life so this does make sense.
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Old 02-13-2019, 08:40 PM   #2614
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Old 02-16-2019, 06:27 PM   #2615
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Old 02-17-2019, 09:00 AM   #2616
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Cashed out my UPS.

Looking for some short term trading but unsure right now..............
IQ is getting ready to explode.
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Old 02-17-2019, 09:05 AM   #2617
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IQ is getting ready to explode.
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Old 02-17-2019, 09:25 AM   #2618
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Old 02-17-2019, 09:28 AM   #2619
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Old 02-17-2019, 10:09 AM   #2620
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IQ is getting ready to explode.
So I should add another $10k to my position?
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Old 02-17-2019, 10:10 AM   #2621
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So I should add another $10k to my position?
Clay should definitely do some dollar cost averaging, try and get that buy in price down to $24 so he can make some money.
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Old 02-17-2019, 10:12 AM   #2622
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Clay should definitely do some dollar cost averaging, try and get that buy in price down to $24 so he can make some money.
lol that ain't happening

if you knew how much i sunk into this shit you would be sick
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Old 02-17-2019, 11:00 AM   #2623
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IQ has been seeing resistance at $22. If it breaks through, look out. Really could be nice rally.
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Old 02-17-2019, 11:07 AM   #2624
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There isn't a ton of technical resistance there.

Given where it's come from, it's had a pretty decent rally.

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Old 02-17-2019, 11:23 AM   #2625
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There isn't a ton of technical resistance there.

Given where it's come from, it's had a pretty decent rally.

Resistance within a week’s time.

I could look for a small profit over a few days to weeks.
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