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Old 03-05-2018, 06:36 PM  
bogey bogey is offline
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Retirement

Do you old folks have a retirement plan in place? How much money will you have saved for your retirement? I'm 60 and it's weighing on my mind. I'm wondering if I'm going to have enough retirement $ saved up.
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Old 03-06-2018, 05:58 PM   #136
AssEaterChief AssEaterChief is offline
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Originally Posted by SAUTO View Post

Mine are 21, 16, 12 and 5.


They are all a blast. Always have been.
Fair enough…mine are 15 and 16….there are good days and bad days.

Don't eye roll me like your kids have never been a pain in the ass either….

Unless you have boys of course…I wouldn't know

lol

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Old 03-06-2018, 06:00 PM   #137
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Originally Posted by BigRedChief View Post
l had a chance to be rich but I was so poor we couldn’t gamble.

I got started in tech early. There wasn’t a consensus yet that .com was going to be the main domain. Most of the domains were still available. La, NY, all the states, furniture.com, music, movies, shopping.com were all there. It cost $75 to register a domain back then. To cover all the main ones, I’d been out $250 on each domain. I advocated for borrowing the money but the wife overruled me. I give her crap about it all the time.

Obviously, should have put it on credit cards, borrowed it from someone etc. but, my focus was on this new family, changing careers and not pursuing money. Young and dumb like many.
Did people really make money off that, or did the big companies just throw lawyers at them and force them into bankruptcy? I read something the other day about the guy who owned nissan.com, and his fight with the car company. Check out www.nissan.com.
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Old 03-06-2018, 06:02 PM   #138
lewdog lewdog is offline
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Do things get better after the infant stage?

/asking for a friend.
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Old 03-06-2018, 06:03 PM   #139
displacedinMN displacedinMN is offline
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Quote:
Originally Posted by cooper barrett View Post
Does your district have a program to retire you early?

My ex was offered a chunk of cash to retire that went into her MO State retirement account and her wallet, Somehow it was divided up as mostly pre taxable income added to her retirement account, made a huge difference in her retirement income. She got a nice gold watch and a fat check too. Plus she was an employee for my company for 20 years and teaching summer classes. So she will be able to draw a SS income and medicare benefits when she turns 65

She was teaching ECD, She maxed the pay scale out every year for 20 years. The retirement benefit alone on her salary was over $20K a year. So when it came down to brass tax, she was costing them well over $100K yr.

Not a bad gig at 52 to retire well as a teacher,with no waiting until she is 65 BS plus the assets we split.
They have talked about it. But nothing yet. Not sure they can afford the plans. If 55 rolls around and they put together a good package. I will.
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Old 03-06-2018, 06:05 PM   #140
displacedinMN displacedinMN is offline
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Originally Posted by Iowanian View Post
I'd like to retire someday, but I'll probably work until noon on the day of my funeral.
Dad said he would work until they took him to St. Pete's (church) He did.
Damn farmers.
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Old 03-06-2018, 06:06 PM   #141
BigRedChief BigRedChief is offline
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Did people really make money off that, or did the big companies just throw lawyers at them and force them into bankruptcy? I read something the other day about the guy who owned nissan.com, and his fight with the car company. Check out www.nissan.com.
when the tech boom happened they all sold for millions. When the tech bubble burst, not worth more than $5-$10k, nice money but not retirement money. I and every other tech saw the bubble burst coming to. I think l would have sold. You could see this wasn’t going to be like getting in early on Apple.
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Old 03-06-2018, 06:10 PM   #142
cooper barrett cooper barrett is offline
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Originally Posted by lewdog View Post
Do things get better after the infant stage?

/asking for a friend.
They start talking back.
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Old 03-06-2018, 06:13 PM   #143
cwhocares cwhocares is offline
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Originally Posted by BigRedChief View Post
hows a cop, nurse, insurance agent, car salesmen etc supposed to save $1.5 million?

Your making $50k for 45 years that’s $2.2 million. Your supposed to take care of kids, pay a mortgage etc on $700K over 45 years? 15.5K a year? Good luck with that.
The advice I received when I was 19 (50 years ago) was pay yourself first. $5-$50 whatever, each week and that compound interest is your friend. You don't a new car every 5 or 6 years. You don't need a boat, jet ski. You need to think about the future NOW and be responsible with your money. In short, DON'T TRY KEEPING UP WITH THE JONES!!!!! Be frugal in everything you do.
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Old 03-06-2018, 06:14 PM   #144
displacedinMN displacedinMN is offline
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Originally Posted by cwhocares View Post
The advice I received when I was 19 (50 years ago) was pay yourself first. $5-$50 whatever, each week and that compound interest is your friend. You don't a new car every 5 or 6 years. You don't need a boat, jet ski. You need to think about the future NOW and be responsible with your money. In short, DON'T TRY KEEPING UP WITH THE JONES!!!!! Be frugal in everything you do.
More people need to follow this advice.
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Old 03-06-2018, 06:28 PM   #145
BigRedChief BigRedChief is offline
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More people need to follow this advice.
you think people don’t know that they should save more and spend less?
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Old 03-06-2018, 06:29 PM   #146
SAUTO SAUTO is offline
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Originally Posted by lewdog View Post
Do things get better after the infant stage?

/asking for a friend.
Yes.

But you will end up missing it
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Old 03-06-2018, 06:31 PM   #147
SAUTO SAUTO is offline
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Originally Posted by AssEaterChief View Post
Fair enough…mine are 15 and 16….there are good days and bad days.

Don't eye roll me like your kids have never been a pain in the ass either….

Unless you have boys of course…I wouldn't know

lol
all girls until the last.

Everything in life is a pain in the ass at one point or another
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Old 03-06-2018, 06:34 PM   #148
cooper barrett cooper barrett is offline
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Originally Posted by BigRedChief View Post
when the tech boom happened they all sold for millions. When the tech bubble burst, not worth more than $5-$10k, nice money but not retirement money. I and every other tech saw the bubble burst coming to. I think l would have sold. You could see this wasn’t going to be like getting in early on Apple.
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Old 03-06-2018, 06:37 PM   #149
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Originally Posted by BigRedChief View Post
you think people don’t know that they should save more and spend less?
Yes, I believe that some do not understand saving and what it can do.
When that tax money comes, when the extra money on pay checks come, when the stimulus money comes--what is the first thing people do? Spend!!!!!!
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Old 03-06-2018, 06:38 PM   #150
cooper barrett cooper barrett is offline
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Originally Posted by cwhocares View Post
The advice I received when I was 19 (50 years ago) was pay yourself first. $5-$50 whatever, each week and that compound interest is your friend. You don't a new car every 5 or 6 years. You don't need a boat, jet ski. You need to think about the future NOW and be responsible with your money. In short, DON'T TRY KEEPING UP WITH THE JONES!!!!! Be frugal in everything you do.
Did they sell you term life to go with your copy of The Millionaire Next Door?

Anyone remember A.L. Williams?
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