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View Poll Results: What is your reaction to receiving a new car with a bow on Christmas Day?
I would be overjoyed. Best gift ever. 8 8.79%
I would be happy about it, but a little worried that it would be what I really wanted. 6 6.59%
I'd graciously accept it, but I'd wish that I had a little more input. 2 2.20%
I'd be a little bit unhappy that my spouse made that big decision in secret, though I'd like the thought. 10 10.99%
What the heck? You should NEVER spend that much money and buy a car that you don't even know is the right fit for your spouse. 27 29.67%
I give people cars all the time. I never even think about potential issues. 2 2.20%
I don't think these commercials are depicting situations that happen in real life. 35 38.46%
Cars are an artifact of the 20th century. I'd prefer an Uber gift certificate. 1 1.10%
Voters: 91. You may not vote on this poll

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Old 12-28-2018, 07:37 PM  
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How would you feel if your significant other gave you a vehicle for Christmas?*

* If you are from a non-western culture, you may substitute another gift-giving holiday at your discretion.


I'm watching these commercials, and people are getting up on Christmas morning to discover that their spouse has gifted them with a brand new vehicle. One company even upped that, and the husband bought both a pickup and an SUV for him and his wife.

Am I unreasonable that this would tick me off? A vehicle is really expensive, first of all. It's going to involve either payments or a very large check. But even more than that, I buy a car less than once per decade. It has to be the right car. It has to be a car that I bond with, a car that melds with me both on the road and in my personal brand. I would want a specific set of options that would serve me well over the next decade. I would want - nee, I would require - that I be in on the decision to purchase said car. I wouldn't want a car to just show up with the statement that it's now mine.

Or are these couples talking about it beforehand in the commercials? Do you think that TV commercial husband is saying to the wife that he wants X car with A, B, and C options in an apricot color? If that's the case, then is it really a gift? Is the buying spouse just weaseling out of buying a gift by taking delivery of a vehicle that they're destined to buy anyway?

I find the whole vehicular Christmas gift thing to be highly suspect. Am I alone in this, or do others feel the same way?
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Old 12-29-2018, 02:41 PM   #91
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I bought my 92 Mercedes for $83K in 1992



You wanna talk car payments to me???

Loan Amount $83,000
Interest Rate % 9.55%
Years 4

Monthly Payment $2,087.20

Plus ultra performance car insurance costs ...

Between the two it was close to my wife's take home pay at the time.

I still have the car, not the wife





Quote:
Originally Posted by Dayze View Post
If I did get one, it sure as hell wouldn’t be one of the $75k trucks that GMC seems so proud off.

I try to keep my cars for as long as I can, then when it’s time for another, I try to keep the purchase price about 8-10% of my annual income. And if financing, only term to 36 months.

Doing so allows us to contribute a shit load each month to savings. We put an entire check from my wife’s pay into savings each month, directs deposit. Don’t even miss it

I can’t even imagine having a $500+ per month payment for likely 5+ years. Jesus Christ. I used to do that shit when I was young and has some decent money. Now, I still make decent , money but that car pay,ent is going into my account instead of a car. And I now have a good stash of money for my “oh shit” fund to draw from when shit goes wrong with the house, cars, or whatever else.
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Old 12-29-2018, 03:06 PM   #92
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Quote:
Originally Posted by cooper barrett View Post
I bought my 92 Mercedes for $83K in 1992



You wanna talk car payments to me???

Loan Amount $83,000
Interest Rate % 9.55%
Years 4

Monthly Payment $2,087.20

Plus ultra performance car insurance costs ...

Between the two it was close to my wife's take home pay at the time.

I still have the car, not the wife
Who are you trying to impress?
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Old 12-29-2018, 03:11 PM   #93
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Originally Posted by MahiMike View Post
Totally agree with you Rainman. That commercial where the guy's wife prefers his truck over the Tahoe...Come on! That's $100K just for transportation. Yikes! Of course the wife is happy now. But when they can't afford her new shoes, there will be hell to pay.
She will find a real man with that truck and shaft the dude that bought it for her with the payments...
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Old 12-29-2018, 03:26 PM   #94
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Quote:
Originally Posted by Lzen View Post
Who are you trying to impress?
With a 9% interest rate? Nobody.

Re: the OP- gifted cars don't come with payments.
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Old 12-29-2018, 03:45 PM   #95
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I could very easily and confidently but my wife a car because she is so specific about the brand and features that it actually makes it easy. Now it would still need to be something that she obviously needs which was the case recently. But in the end it still doesn’t really feel like a gift unless it is paid for all at once.
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Old 12-29-2018, 03:46 PM   #96
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I'd say the same about you if I thought you actually had a brain.
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Old 12-29-2018, 03:52 PM   #97
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Originally Posted by Lzen View Post
Who are you trying to impress?
I am impressed with his ability to swipe images and claim them as his own.



https://www.myclassicgarage.com/vehi...edes-benz-500e
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Old 12-29-2018, 04:03 PM   #98
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Originally Posted by vailpass View Post
With a 9% interest rate? Nobody.

Re: the OP- gifted cars don't come with payments.
It was 1992. That's what new car money cost back then.
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Old 12-29-2018, 04:36 PM   #99
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Depends on the car...

Whenever I see those commercials, I've always presumed those cars were bought with cash and it was the hoity toity crowd just flaunting their wealth.
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Old 12-29-2018, 04:38 PM   #100
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Quote:
Originally Posted by Bugeater View Post
I am impressed with his ability to swipe images and claim them as his own.



https://www.myclassicgarage.com/vehi...edes-benz-500e



do the metadata on these.

I don't have lots of pics of my cars. Most are on external drives and I am too lazy to go find them.

Hagarty has lots of pictures of my cars on file.







Here is my old 260Z from the same location and my old Chevy pick up that I have posted before





my lab next to my SLK Benz



Do I need to post the title too?







I did find a pic that may (twin?) be you


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Old 12-29-2018, 05:18 PM   #101
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Depending on the car, I'd feel pretty dang great about it. Wife is frugal, so it would mean we just won the lotto!!
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Old 12-29-2018, 05:24 PM   #102
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People give their spouses Christmas gifts? **** me!
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Old 12-29-2018, 05:27 PM   #103
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Quote:
Originally Posted by vailpass View Post
With a 9% interest rate? Nobody.

Re: the OP- gifted cars don't come with payments.
Oh well shit.

Then yeah. My wife has heard me lust after the Same handful of cars the last 18 years. So I would have confidence she would pick out a good one.
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Old 12-30-2018, 10:23 PM   #104
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I think the teddy may look different after the ride home.

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