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Old 03-07-2013, 01:16 PM   #77
Pawnmower Pawnmower is offline
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Join Date: Apr 2010
Location: Northern California
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Quote:
Originally Posted by InChiefsHell View Post
I remember when I was 20 or so and my girlfriend (now wife) lived with me in a crappy little apartment. We got a discover card with a 3k limit (this was 1990 or so) and I remember thinking "Hey, the payment is only like 100.00 a month, I can afford that!" And whack whack whack, we filled that card up with a ton of crap. Ended up borrowing more on other stuff to pay that thing off and "consolidate". I don't blame discover, I blame myself. It took us almost 15 years to get all out of debt from the stupid shit we did when we were young. If any blame goes to the credit card companies, it was that they made the credit available in the first place. But, it's a free country and nobody put a gun to my head. I was just young and stupid. And I paid for it...oh boy did I pay.
Heh...I did the same thing, including college books,vacations, buying a 5,000 engagement ring on credit at a jeweler that I had to pay off for years , even after we broke up! Everyone has to learn...credit is kind of the a sports car...sometimes you have to have a couple wrecks before you learn the power....

I didn't really get a handle on my credit till about my late 20's....
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