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You aren't gonna get money from the guy. Your best bet is hoping your bank has some fraud protection.
And don't give advances to contractors. If they say they need materials, go to their supplier and pay for materials. But the reality is, good contractors will already have a line of credit with their supplier. If they weren't able to establish a good relationship with their supplier for credit, what does that say about how they operate their business?
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Courage is not the absence of fear but rather the judgment that something is more important than fear.
The brave may not live forever but the cautious do not live at all.
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