Yeah, don't get it dude. I've been with Geico for the better part of 10 years and never filed a claim where I was at fault. My rates have gone down consistently and they just gave me accident forgiveness. A get out of jail free card if you will because my record has been so good.
I had someone with Geico wipe his bike out underneath my front bumper pulling out of a parking lot where he was obstructed from street view and he couldn't see me coming. Geico came out and paid me, and my rates didn't go up.
Got a couple of tickets. Rates didn't go up. Added my shitty driving brother in law to my policy, wait for it...rates didn't go up. I guess this just turned into a Geico commercial, but **** it. They've been that good to me.
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