Quote:
Originally Posted by scho63
I've made a recent long term radical money saving change in my life that started on June 15th that lowered my monthly expenses by over $2600 a month. I also upped my 401K from 10% to 15% with having a lot more money available to spend.
I've decided to get deadly serious about socking away a lot of money in the next 5 years and having NO bills or payments at the end of this year expect my car insurance and food.
Additionally I've also begun losing weight and by early next year I'm going to be in both much better physical and financial health. Want to be much more active in many areas. Had slowly become a slug!
Got tired of pissing away so much money and so much time waiting for something to happen rather than making it happen.
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Cool. That's the way to go. I let too much money slide between the cracks in my life and keep thinking that at some point I need to sit down, really work out a budget and figure out where it's going, and start setting up systems to keep costs low. But ... I haven't yet.