Thread: Home and Auto ***Official Car and Gearhead Thread***
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Old 07-17-2016, 09:08 AM   #2400
lewdog lewdog is offline
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Join Date: Sep 2011
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Quote:
Originally Posted by BigRedChief View Post
My wife has a 2009 MKX SUV. I pay $250 more per year for car insurance on a car valued at least $45K more. Makes no sense.
My insurance agent personally called me about my questions. Said it's more expensive to insure a new VW bug than a new BMW. They take into account numerous things to come up with their numbers and the value of the car has little to do with it. It's cost of repairs, number of cars stolen of that make, age range of drivers for that car, etc. Also said my policy from the Mustang has been open since 1998 so my discount is large while my wife's policy has only been open since 2010 when she switched to my insurance with me. Said even with the modifications done to the car, the insurance won't go up.
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