Quote:
Originally Posted by Nixhex
While the liability is true it puts off a really bad look to your customer base. It comes of as greedy and that all you want to do is make a sale. It's like who gives a **** if we are allowing someone to be defrauded when all we had to do was ask to see their ID? I realize fake ID's are out there and you can't do much about that.
Let me ask you this. Would you be happy with your bank if they allowed someone who obtained your account number somehow to just withdraw all the money in your account without even checking ID? Of course you would be pissed off. Sure the bank will pay you back but wouldn't want to close your account there for that type of negligence? Why would you not feel the same way about a merchant allowing two thousand dollar purchases on a credit card without checking ID?
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That’s not a fair comparison at all. If a charge on my credit card goes through that I didn’t make, I can immediately dispute it and not be out any spending power. If someone does that to my bank account, I am at least temporarily without that money.
And while the retailer has the right to ask for an ID, the agreements with Visa and MasterCard prohibit them from denying the card if the purchaser refuses to show one.