You're looking at this like you're trying to squeeze out the best team rating in Madden. Investing in a franchise QB is a big thing and I wouldn't even consider "well this dude is only x amount of lesser quality than hoss y."
You identify the best possible solution, what it will take to make it a thing and well make it a thing. Yeah the rookie contract risk is not nearly as severe, but there's still a lot at stake with who they pick.
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