Capitalism in all its glory is a competition.
Some people will do very well, a lot of folks will do okay, and some folks will just do terrible.
This is unavoidable. This is the nature of competition. Everybody can't win. So we can shrug and say **** it, and suffer what will I'm sure will be nothing but happy, sunny side effects of a poverty class with third world finances, or we can provide some sort of safety net so that people aren't living in squalor.
That does mean some will abuse the system. Unavoidable. But when a basic life of work provides you a better quality of life than a life of living off food stamps, the light inside us will almost always guide us to productivity.