Originally Posted by chopper
I hate that hard sell shit you have to go through when you rent a car. My company uses National, thankfully, we "skip the counter" all the time and don't deal with that crap. I think our contract with National has us protected from those types of accidents. But when we have to use another service, I usually just say yes, whatever, give me whatever you want and let me get the hell out of this airport.
I thought all credit cards automatically gave you rental car insurance like that, almost every article I've read praising credit cards lists the rental car insurance as a reason. But the asshole at Enterprise or whatever one time told me my credit card didn't cover anything. I felt like he was lying to me there, but I just bought the insurance anyway to get the hell out of there.
A lot will, but mine's specific benefit is that it's a primary insurance coverage rather than secondary. With secondary, you have to submit it to your own insurance first. With primary, you just submit it to Discover and they take care of it.