Quote:
Originally Posted by Zebedee DuBois
I fretted a lot before I retired. You have a mindset for ~35-40 years of putting as much money as you can in the retirement bucket - to not continue that mindset feels like a mis-step. I read a couple articles about how much cash you should have on hand, and I quadrupled that by the time I actually retired ( I fretted).
Well - It took me about one year of retirement to get my brain re-oriented and I realized that I WAS RICH and probably could have retired several years earlier. I'm still spending down those cash reserves 5 years later. My money woes now are around converting my 401k/Traditional IRAs to Roths so that the kids won't have to pay taxes on them when they inherit (because I'll never spend it all)
LIFE IS GOOD (of course it would be a lot better if I had this much money and I was 25 -35 years old and could still do all those young people things)
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You're kind of a victim of the " OMG you need 10 million dollars in retirement so let me help you (and of course myself too)" mantra by today's investment gurus.
You can live comfortably and not have to have a million dollars in retirement.