Thread: Money How broke are you?
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Old 06-21-2021, 06:25 AM   #753
ChiTown ChiTown is offline
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Join Date: Aug 2000
Location: Flatlands of Kansas
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Quote:
Originally Posted by R8RFAN View Post
All debt is still bad
Credit Card use is OK as long as you never carry a balance. If you carry a balance you should be using cash or debit cards as you are not disciplined enough to use credit.
Everyone’s situation is different. So credit card use is different for everyone as well. You can’t place what works for you and state that’s what everyone should do as well. It’s silly. You are assuming that because someone doesn’t pay off their credit card bills monthly means that they are undisciplined. Again, that is just not correct. I don’t like carrying credit card balances, but that’s my situation and what works for me.
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