Quote:
Originally Posted by lewdog
That's up to you. I run 90/10 but I am young and this makes more sense to me as I can handle some big swings being 3 decades out from retirement.
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I'm with Rain Man and Lewdog. If you're far from retirement, then bond funds just kinda suck and unless you can't stomach the risk, I'd go higher on stock and lower on bonds.
I'm serious about stomaching the risk though. Trying to chase a statistically-likely somewhat higher rate of return isn't worth it if you're not going to sleep at night if the market gets whacked by 20% or somewhat more. It's just not worth it.