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Unless you are mining it in a rented apartment, where your landlord pays the electric bill...theres no guaranteed return.
It's really REALLY risky.
Your 'safest' bet is probably to buy a little of the 4 big ones (BERL). Bitcoin, ethereum, ripple, litecoin. Weight toward bitcoin and ether. Buy a little every month and store it off line, on paper...in your safe deposit box.
Plan on holding it for years and it possibly going to zero. Don't invest more than you can afford to lose.
I believe in altcoin...the biggest problem with it is that the altcoin that 'wins' might not even exist right now.
Of all of them I like ether and litecoin, personally....from the little I understand them. I would avoid buying in too much to bitcoin at today's prices....but who knows...it could go higher
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