Vailpass can attest to this, building you're own computer these days is not that daunting. It'll take you a day/half-day for you to build your own and you'll save a ton of money.
For photoshop use you'll want -
i7 processor
lots of ram (I'd go 32gb)
lots of HD space (Photoshop files can take up a lot of space, though not as bad as video editing)
You'll want a decent video card. You don't need a top of the line 1080 or anything like that though. 1060, 1070, or the AMD RX 480 would all be fine.
I agree about holding off until AMDs new release if you can.
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