My grandpa had shingles for over a year. It almost killed him. My mom had them before that on her head like Easy 6 and had the same issues he did.
Now that I'm 50, I'd like to get the shingles vaccine but it's unclear if the insurance will pay for it and I guess it's pretty expensive.
As for irksome things -
I have a son who is a sophomore in college and another that is a senior in high school, so we are doing the college application thing. Holy shit - this stuff is expensive.