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-   -   Obama Had a meeting today at work on insurance... (http://www.chiefsplanet.com/BB/showthread.php?t=273622)

dmahurin 06-06-2013 12:53 AM

Had a meeting today at work on insurance...
 
It was our annual insurance meeting to discuss changes to the policy, allow for enrollment changes and all that good stuff. Due to the ACA, the number of policy options has dropped to two, policy prices have increased around 12%, and W-2's in 2014 will be changing to include an insurance premium cost section as "proof" of insurance to avoid the tax penalty. Our HR rep made the meetings mandatory for every employee, even people who are covered under spouses or other plans to drill home the point that if you're not covered by January 1st 2014 you will recieve the tax penalty under the new law. Thanks a lot Obama.

dmahurin 06-06-2013 12:56 AM

The average policy increase at my work over the last 5 years has been 3.2%. This is a huge jump in cost.

ClevelandBronco 06-06-2013 12:59 AM

Quote:

Originally Posted by dmahurin (Post 9732351)
The average policy increase at my work over the last 5 years has been 3.2%. This is a huge jump in cost.

No, this is a very small increase compared to next year's un****ingbelievably massive increase.

dmahurin 06-06-2013 01:04 AM

Quote:

Originally Posted by ClevelandBronco (Post 9732353)
No, this is a very small increase compared to next year's un****ingbelievably massive increase.

True, that will be a lot worse. I just couldn't believe all the bullshit I heard. The insurance representative was trying to sugar coat everything saying we had a great deal and it was better than most companies and I could see our HR lady rolling her eyes ands she would jump in and explain it wasn't her that worked the policy that way, it was an ACA mandate. We've always had a pretty good benefits package but it's just dwindling away and getting more expensive.

LiveSteam 06-06-2013 03:00 AM

I cant wait for this piece of shit law to hit every home in America but the politicians that drew it up,& then exempted themselves from it.
DC 2014 is going to be fun

RubberSponge 06-06-2013 04:51 AM

I don't think employers should be involved in the healthcare insurance game to begin with. They just use it as another negotiating tool to not pay you more money. Last thing any employee needs is an employer hanging another thing over their head. Not to mention the time, money and effort a company has to devote to it. We should just move on to a healthcare system like Japan.

stonedstooge 06-06-2013 05:37 AM

Quote:

Originally Posted by LiveSteam (Post 9732374)
I cant wait for this piece of shit law to hit every home in America but the politicians that drew it up,& then exempted themselves from it.
DC 2014 is going to be fun

Democrats up for re-election will be doing an about face

HonestChieffan 06-06-2013 06:25 AM

Quote:

Originally Posted by stonedstooge (Post 9732383)
Democrats up for re-election will be doing an about face

You can bet before mid terms damn near every employer will have these meetings. The employee will listen when its not a politician or some media hack telling them its all roses and goldshitting unicorns. Dems have to know its going to happen and when Average Joe and Jody find out the bill is higher, the coverage less, and they no longer have a say.....its gonna be ugly.

blaise 06-06-2013 06:31 AM

But your payments will help us all for the greater good.

Velvet_Jones 06-06-2013 07:05 AM

Quote:

Originally Posted by RubberSponge (Post 9732380)
I don't think employers should be involved in the healthcare insurance game to begin with. They just use it as another negotiating tool to not pay you more money. Last thing any employee needs is an employer hanging another thing over their head. Not to mention the time, money and effort a company has to devote to it. We should just move on to a healthcare system like Japan.

As an employer, try attracting or keeping good employees when you don't offer health insurance. You're simply naive if you think a simple increase in salary equal to the companies cost of insurance will be sufficient to keep you in the market for good employees. Under your business model I should also drop my 401k contributions and profit sharing too.

I think I will start using your business model tomorrow right after I get the reinforced doors installed to keep back the stampede of stellar employees that will no doubt be trying to bust down my doors.

King_Chief_Fan 06-06-2013 07:14 AM

Quote:

Originally Posted by RubberSponge (Post 9732380)
I don't think employers should be involved in the healthcare insurance game to begin with. They just use it as another negotiating tool to not pay you more money. Last thing any employee needs is an employer hanging another thing over their head. Not to mention the time, money and effort a company has to devote to it. We should just move on to a healthcare system like Japan.

dumbest thing I have read here so far.

Providing insurance is one of the items to attract and retain employees.
Yes, insurance is part of the total compensation along with 401k, retirement, dental, vision, death benefits, educational assistance etc. and collectively are around 40-50% overhead to wages/salaries.

HonestChieffan 06-06-2013 07:27 AM

Quote:

Originally Posted by RubberSponge (Post 9732380)
I don't think employers should be involved in the healthcare insurance game to begin with. They just use it as another negotiating tool to not pay you more money. Last thing any employee needs is an employer hanging another thing over their head. Not to mention the time, money and effort a company has to devote to it. We should just move on to a healthcare system like Japan.

Will you have a newsletter we can subscribe to. This interests me very much.

ThatRaceCardGuy 06-06-2013 07:41 AM

More Republican lies and bullshit

blaise 06-06-2013 07:49 AM

Quote:

Originally Posted by Thatguy (Post 9732531)
More Republican lies and bullshit

Don't cry, sport.

DaveNull 06-06-2013 08:40 AM

I'm getting really tired of hearing all the insurance executives complaining about how this is affecting their profit margins.

Oh wait.


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