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Looking at (NVDA). Very,Very intriguing ! Would be interested in a Rainman analysis.
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I retired in 2012.
Live below your means. Avoid debt. Invest long term. And if you don't consider yourself a financial wizard (and I'm certainly not) consider using an adviser who acts as a fiduciary. Retirement is awesome. I strongly recommend it as soon as you can. Especially if you have a large family. Just make sure you are financially prepared. Time passes quickly when you're alive. |
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I have had my Scottrade account since 2009 and I love it. - They refund ALL my ATM fees no matter what the cost - The second I use my debit card, the transaction shows in my account with great detail - They just lowered the price of their options trading - Competitive price for trades - My direct deposit paycheck comes into my account the NIGHT before payday without fail between 9:45 and 10:10 pm for the last 7 years - Live quotes - Easy to use - $2,500 debit limit per day and $500 ATM per day for a $3,000 total - You can call and ask for a one time limit increase and they grant it 99% of the time up to $5,000 - Good research tools - Unlimited transfers back and forth from your Scottrade bank account to your Scottrade brokerage account - You can export all your transactions - Local branches take in deposits (no cash of course) Overall there is really nothing more I personally need. I like it quite a bit and they have many other tools to take advantage of. |
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Did you get bored early on? Did you find yourself spending money you wouldn't normally because so much time on your hands? Many of your friends also retired or no pals to hang with during the day? Gain weight by hanging around alot or lose weight because you decided to use your time to get in shape? Any charity or volunteer work? :hmmm: |
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Personally, I feel a significant financial event will happen in the next two years based on the strength of the US dollar and weaknesses in the global economy. Specifically, a reckoning is coming to agriculture in the US. Due to the operating cycles, agricultural operations typically take bad years like this year and use equity to shore them up. However, land prices haven't dropped significantly yet despite the significant drop in commodity prices. As soon as the land prices start to correct, the equity in farm operations will no longer be in place to support carrying over bad years. As a result, liquidations will start to occur, further driving down land prices, further evaporating equity in struggling operations, forcing another wave of liquidations.
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Right now, land sales are sparse, and when they do occur, they are done with historical crop prices in mind. When these farmers are forced to liquidate, either in an effort to payoff operating carryover or through foreclosure, a lot of land will hit the market simultaneously. Valuations must then adjust to make economic sense, based on a cap rate and operating cash flows going forward. When this adjustment hits, it will be significant. |
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Lord Jesus, I enjoy your posts. |
The other day at work we were discussing saving for retirement and amassing a large sum for retirement.....one of the guys was talking about his Father in Law and how he had lived frugally, saved wisely and had set himself up for a very comfortable retirement.
He retired at age 65 like he had planned....5 months after he retired he was playing golf on a course in Phoenix while on a trip with his wife and had a heart attack. He never made it off the golf course alive. About 3 months after burying his Father In Law, his wife went over to check on her Mom since she hadn't heard from her for a couple of days and found her dead. He lamented how they had lived so frugally, sent their kids to college, and saved wisely so they could enjoy retirement and never got the chance to. What was worse was watching how the kids fought over dispersal of the estate. Sometimes even if you make the best plans it still doesn't mean everything will turn out like you plan. You still have to plan for retirement but don't forget to enjoy your life along the way. |
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That guy obviously enjoyed life along the way by eating to much French fries. |
Everyday you save for retirement makes me happy and is something I can look forward. If I die and don't get the Cas oh well. It day in and day out gave me something to look forward to.
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You guys have really got me thinking. Maybe I should go with the Hookers and Coke life for a while. Never done that. was gonna wait until retirement.
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There is a good podcast about that very book I bought 3 times. I bought that book thrice because I am in st joe-kc-lawrence and it is huge and I wanted to get through it. Anyway the podcast goes through and kind of shreds that huge book. Pretty funny because yeah Robbins can be snake oil salesmanish and he got taken to task pretty good.
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those podcasts "WE study billionaires" is good.
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Stupid VW emissions scandal.
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ALL ARE NSFW http://www.eros.com/washington_dc/fi...oc=11&selfies= http://www.aalissa-escort.com/gallery/ http://www.eros.com/washington_dc/fi...oc=11&selfies= This is porn star legend Keisha and this would be a special occasion as she is pricey! http://www.eros.com/washington_dc/fi...oc=11&selfies= This is SUPER LEGEND Nina Hartley-way too expensive for my tastes http://www.eros.com/washington_dc/fi...oc=11&selfies= |
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king of the st. joe trap |
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Oh my! |
Current research indicates that people derive more satisfaction from purchasing experiences than purchasing items. Scho is on the cutting edge.
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I love to travel, eat at fantastic restaurants, sleep with hot escorts, play great golf courses, smoke expensive PG cigars, have nice shoes and watches, hang with best friends, swim at beach or pool, drink good liquor-wine-beer and go to my pro team's sporting events. I don't collect memorabilia, don't buy sports jerseys, don't have more than two pairs of sneakers at a time, I buy my clothes on sale or at places like Burlington Coat Factory, haven't had to wear a suit in over 20 years and don't own a single tie anymore, don't have toys like Seadoos or four wheelers, don't own any RVs or campers or boats, have a very nice car 2011 Hyundai Genesis 4.8 sedan that was $44,800 sticker price for previous owner but got it for a steal at $17,985 in PERFECT shape with just 53,000 miles last year, don't have any hobbies like stamp or coin collecting or photography, no XBOX or video games or stuff like that, no musical instruments as I have ZERO ability, no tools or fancy car shit, no massive audiophile equipment, no kids and no wives ever. You can always replace "things" but hard to create a great experience without experiencing it firsthand. |
I just can't believe more people don't go the escort route. If people really did the math on how much they are payingfor sex or lack there of they would be changing their tune.
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I can't imagine the thought of knocking up some women after a short time, getting married, then shortly thereafter getting a divorce and then you are on the hook for 16 or 17 years of child support and probably some alimony. That is like a prison sentence! :eek: If you go on 2 or 3 dates with a decent new woman in 80% of most US cities, you will be around $300-$500 in expenses before you get into the promised land. Worse yet, if you go on a lot of FIRST DATES that don't work out, you will be spending a SHIT LOAD of money and going home to jerkoff after each. Escorts to me are efficient, guaranteed, pretty and very hot in many cases, fun to be with, treat me nice, I get to try new ones and a vast variety, and I leave with no obligations! |
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If I may ask, how do you know they're not a police trap? I've seen a fair number of TV shows about police stings, and they never seem to end well for the customer. |
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Definitely ! |
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http://www.eros.com/washington_dc/eros.htm Quote:
1. I don't use Backpage or Craigslist as they are the prime areas for police stings, ripoffs, bait and switch, plus just bad shit 2. I use verified services that ensure with about 99% certainty that they are not LE 3. When the pictures are real hot with the women also real young, plus fully clothed, 99% they are LE 4. Most REAL escorts have websites with a gallery of photos being in various stages of undress with their faces obscured or blurred. 5. No online reputation or reviews or ratings for an escort is a sure fire way to spot LE traps. 6. They rarely charge the Johns unless they are trying to make a point. It seems most of the time it's guys who get popped at Asian Massage Parlors that they publish names. Costs are minimal and charges not horrible, just embarrassing for many guys. 7. Last but the easiest way to spot LE is they set up an ad with SUPER hot women and their prices don't match their hotness, like a price of $200-$250 an hour for a woman or girl who is an 8. They are also fully clothed. There was a big sting in Northern VA about 5-6 years ago with the agency I was using and it took a lot of woman out of the market for a good while. The owners were Nigerian guys out of Miami who got charged with Federal Tax Evasion and Money Laundering as the main charge, not promoting prostitution. I heard because too many powerful people from DC and the area were clients. Hope that helps explain. :D |
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NSFW-this is one I was with around 5 years ago. She was awesome and only around 4' 10" . Got me to pop three times in an hour. http://www.eros.com/massachusetts/bo...loc=6&selfies= NSFW-This is another one when I was in Boston http://www.eros.com/massachusetts/bo...loc=6&selfies= |
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...but you are paying them to spend time with you. No thanks.
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Seriously. How do we invest in an online porn site? |
And stocks at record high today.
I was told of an impending doom. I heard a lot of people going to cash. You CANNOT PREDICT THE MARKETS. |
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Ok, I'm not either. |
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I mean where I couldn't be on chiefsplanet.com? But yeah it's gonna be a minute but by the time bubba gets to high school I would like to be at least on the way out. |
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Tahiti may have bad wifi. |
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I wasn't aware you had a real job. CP seems pretty full time for you. NTTIAWWT. |
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I work quite a bit, I'm only on during the day while ordering parts or making tickets/estimates. |
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And I'm perfectly ok with that. |
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And example is the recent market fluctuations after Brexit. If you went cash heavy after a couple of down days, you sold when the DOW was near 17200. You then missed the current run to 18300. So many panicked and sold lower and if you're wanting to get back into the market now, will buy high. I realize this isn't true for all sectors but just an example of trying to "time the market." I also am not looking for yearly income currently from any investments like my brokerage account. Doesn't mean with gains I won't sell some things at times, but I am not looking to make yearly moves for income. If I was, I may take more risk to "time the market," but currently that strategy is very risky IMO, or at least I am not comfortable with it. |
I have to share this even though I don't really want to but it's just toooo funny. I bought this penny stock about 3 years ago with a hope of good long term gains. So this company just didn't move up the whole time . in fact it decreased about 50% but I felt like it still had potential. Finally yesterday I had made up my mind I wasn't waiting any longer because I found a real winner I wanted to move that money into so I SOLD. TODAY that company announced a million dollar contract with the US military and the stock moved up 35 %. That's exactly the ****ing news I had been waiting on for the last year. If I had just waited one more ****ing day ! :cuss:ROFL:drool:
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Then I have the stone yard. You buy in stone , double the price and sell it. It doesn't rot and it doesn't eat any feed so it's a nice little source also. |
Seeing the income potential of rental properties is sobering. But, TANSTAAFL, you put up with a lot more shit.
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Translation ? |
There Ain't No Such Thing As A Free Lunch
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Does anybody on here subscribe to the Motley Fool ?
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Couple of years ago I had no credit score..couple of credit cards later and bam Sent from my SAMSUNG-SM-G928A using Tapatalk |
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That looks tasty
Sent from my SAMSUNG-SM-G928A using Tapatalk |
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I churn cards for travel and rewards I've probably had 30+ cards over the last 5 years, and open and close at will.. Make the cards work for YOU. Knw your limits, and stay in control. FWIW I was a moron in college and when I graduated I had over $20k in credit card debt. Now I've made them my bitch. https://lh3.googleusercontent.com/-w...733/credit.JPG |
Somebody shops in a 999 in 3...2...1
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OMG ROFL
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