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And dang, that's a lot of hail. Hopefully it was just the normal proactive hail replacement stuff and nothing that caused leaks. |
My insurance decided to jack up the rates 30% after last summer's hail storm and as a bonus kicker they changed their deductible for wind/hail to $2500. Thank goodness I've got a good independent insurance guy who ran the numbers through several different companies and I'm switching to a new company with better coverage for about 30% less than last year.
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Interesting thread, may save me some money.
The "Duck Boat storm" got our roof and it was at least two months of drama and hassle before it was all over. We have $1500 deductible and when we received our renewal it went up $600 for the annual premium. I just figured it was because they were trying to recover the $7500 that they spent on the roof. I am going to verify that they updated the age of our roof now due to this thread, thanks. |
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So, no USAA for life?
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Rain Man... why not shop around off principal?
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Thanks, Rainman.
I’ll put this on my list of things to save $$ I’ll probably forget to do. |
We recently switched to USAA and they inquired on the impact-resistance of our newer roof shingles. If we had Class 4, it would take our annual insurance from, $1200/yr to $115/yr. We don't. Ouch.
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Yep. My roof was over 20 yrs old and I had trouble finding an insurance company. Once I replaced it, plenty of options.
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The reason why insurace has a bunch of assholes is because you will blow your brains out in the first year unless you follow a script and just be cold or you are a dick. The people with actual love and empathy will go on to a more rewarding job. The ones that get shit done and keep insurance company's are the ones that care the least. Sorry your shit is messed up rainman. They should be able to give you your money back. The people on the other end just don't give a **** and don't know what they are doing. I would think filing a complaint would be pretty easy because insurance has tough as **** regulations. What rainman says goes for cars as well though. It's not so much an auto accident raises your rates or a claim raises your rates it puts in motion an examination of the risk and other crap on your policy.
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