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-   -   Money Question about student lou-ans (https://www.chiefsplanet.com/BB/showthread.php?t=281905)

loochy 03-03-2014 03:26 PM

Quote:

Originally Posted by MTG#10 (Post 10464443)
No her tax return is only enough to cover about half of it. So they can just come up with any amount they want, call it "fees", and you have to pay it? Sounds like a scam to me. How can anyone charge you almost $2000 in "fees" and not have to tell you what they're for?

Where is the paperwork she signed when she gladly accepted that money that she didn't intend to pay back.

I'll bet you anything that the paperwork will outline what fees are required.

Eleazar 03-03-2014 03:26 PM

Quote:

Originally Posted by MTG#10 (Post 10464460)
Crazy. Ive never missed or even been late on a loan or any other bill in my life so this is all new to me.

It sucks to have turned $7,000 into $10,000 by not making minimum payments. That's a pretty high interest rate. But instead of arguing with them, which will get her nowhere, have her call and ask what her options are. The government is going to get their pound of flesh out of her. It's not going to go away.

MTG#10 03-03-2014 03:28 PM

Quote:

Originally Posted by loochy (Post 10464485)
Where is the paperwork she signed when she gladly accepted that money that she didn't intend to pay back.

I'll bet you anything that the paperwork will outline what fees are required.

Probably. She's ****ed. I don't understand how people can be so stupid. She is horrible with $, drives me ****ing crazy. :banghead:

Eleazar 03-03-2014 03:29 PM

Quote:

Originally Posted by MTG#10 (Post 10464491)
Probably. She's ****ed. I don't understand how people can be so stupid. She is horrible with $, drives me ****ing crazy. :banghead:

Red flag

The Franchise 03-03-2014 03:30 PM

Quote:

Originally Posted by Cochise (Post 10464480)
Maybe... defaulting on a credit card debt might be worse, because they'll sell it to a scum sucking vermin debt buyer who will harass and sue you.

Credit card debt will eventually go away. Yeah you'll be harassed by phone calls from collectors. The government won't go away....they'll just start garnishing everything you have until they get theirs.

Jimmya 03-03-2014 03:31 PM

Call them..... They will work with you all.

Eleazar 03-03-2014 03:35 PM

Also, you can't discharge student loan debt in bankruptcy anymore. They will just keep coming. If she gets a judgment against her they could dip into her bank accounts too. It's probably all avoidable if you just talk to them and work something out.

Skyy God 03-03-2014 03:36 PM

Quote:

Originally Posted by MTG#10 (Post 10464491)
Probably. She's ****ed. I don't understand how people can be so stupid. She is horrible with $, drives me ****ing crazy. :banghead:

Lock her down..... y'all seem like a solid match.

loochy 03-03-2014 03:39 PM

Quote:

Originally Posted by MTG#10 (Post 10464491)
Probably. She's ****ed. I don't understand how people can be so stupid. She is horrible with $, drives me ****ing crazy. :banghead:

Hey, at least it's not your money...


...yet


:D

jspchief 03-03-2014 04:25 PM

Were you going to use that money for your future mother-in-law's smoking closet?

HonestChieffan 03-03-2014 04:47 PM

**** her. She may learn a lesson. Cry to somebody who gives a shit.

cosmo20002 03-03-2014 05:29 PM

Quote:

Originally Posted by MTG#10 (Post 10464409)
I understand the interest, but how do they come up with the "fees and cost" @ almost 2 G's? It doesn't say what they're for. She's tried calling them twice to get a detailed assessment of how they came up with that number but they still haven't sent anything after three weeks. Something else strange is where it is supposed to show her account number is blank. Does this sound fishy to anyone else or is this completely normal?

I have no idea, but I'm going to say for sure it's Obama.

cosmo20002 03-03-2014 05:31 PM

Quote:

Originally Posted by MTG#10 (Post 10464491)
Probably. She's ****ed. I don't understand how people can be so stupid. She is horrible with $, drives me ****ing crazy. :banghead:

I would get out of this relationship now.
Unless that's her in your avatar. Then, I might see how this whole loan thing plays out for a while.

loochy 03-03-2014 05:33 PM

Quote:

Originally Posted by cosmo20002 (Post 10464766)
I have no idea, but I'm going to say for sure it's Obama.

effing obama

MTG#10 03-03-2014 05:54 PM

Quote:

Originally Posted by cosmo20002 (Post 10464773)
I would get out of this relationship now.
Unless that's her in your avatar. Then, I might see how this whole loan thing plays out for a while.

Its not, but she's close. Ive posted pics of her before.


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